138 N Main St, Belchertown, MA, 01007
About This Home
Move right into this 3 bedroom, 5 room home on generous sized corner lot. Home features, town water and sewer. oil heat, vinyl siding, beautifully finished oak floors throughout. All appliances included in as is condition. Energy features include, insulated basement walls, newer vinyl replacement windows, added attic insulation. Home is very inexpensive to heat. Large two car garage with 220 outlet for the handi-person. Almost new wood deck and a patio are privately located at the rear of the home. Gardening area for your flowers and vegetables. Zoning for this property is LB-1 which is a limited Business zoning designed to encourage retail and professional activities. Permitted uses generally include small scale shops, professional offices, personal services and certain residential or mixed uses. Live and work at your profession at the same location!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1955
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Water Heater,Range,Dishwasher,Refrigerator,Washer,Dryer,Range Hood
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Interior Entry,Bulkhead,Sump Pump,Concrete
Bathroom1
- Features: Bathroom - 3/4, Flooring - Stone/Ceramic Tile
- Level: Main,First
- Area: 40
Bedroom2
- Features: Closet, Flooring - Hardwood
- Level: First
- Area: 110
Bedroom3
- Features: Closet, Flooring - Hardwood
- Level: Main,First
- Area: 108
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Door features: Insulated Doors,Storm Door(s)
- Window features: Insulated Windows,Screens
- Flooring: Tile,Vinyl,Hardwood
- Finished area below ground: 0
- Finished area above ground: 1,104
Heating & Cooling
- Heating features: Forced Air,Oil
- Cooling features: None
Interior Area
- Total structure area: 1,104
- Total interior livable area: 1,104 sqft
Kitchen
- Features: Flooring - Vinyl, Dining Area, Exterior Access
- Level: Main,First
- Area: 231
Living Room
- Features: Closet, Flooring - Hardwood, Exterior Access, Vestibule
- Level: Main,First
- Area: 308
Master Bathroom
- Features: No
Master Bedroom
- Features: Closet, Flooring - Hardwood
- Level: First
- Area: 143
Property
Details
- Parcel number: M:238 L:97,3859986
- Zoning: LB1
- Foundation area: 1008
Features
- Patio & porch: Deck,Patio
- Exterior features: Deck,Patio,Rain Gutters,Screens,Garden
Lot
- Lot size: 0.29 Acres
- Features: Corner Lot,Level
Parking
- Total spaces: 6
- Parking features: Attached,Workshop in Garage,Garage Faces Side,Paved Drive,Off Street,Driveway,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,971 | $23,652 |
| Home Insurance * | $126 | $1,512 |
| Property Taxes | $466 | $5,592 |
| Electricity | $354 | $4,259 |
| Total | $2,917 | $35,004 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-25 | Listed for sale | $389,900 |
| 2026-06-21 | Pending sale | $389,900 |
| 2026-06-07 | Contingent | $389,900 |
| 2026-05-29 | Listed for sale | $389,900 |
| 1993-12-20 | Sold | $89,000 |
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