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23 Phelps St, Easthampton, MA, 01027

3beds
2baths
1,138sqft
$525,000
$461price/sqft
$3,756/moest. monthly cost
$150,240/yrincome needed

About This Home

Welcome to this beautifully maintained Easthampton home offering space, comfort, and outstanding indoor and outdoor amenities. The main level features 3 bedrooms, 1full bath, gleaming hardwood floors, and a spacious living room with a cozy fireplace. The updated kitchen boasts granite countertops, stainless steel appliances, and ample cabinet and counter space.The finished lower level provides additional living space with a second fireplace, a full bathroom, and flexible space ideal for a spare room, game room, home office, gym, or guest accommodations.Recent improvements(APO) include a newer roof, boiler, and water heater, providing peace of mind for years to come. Step outside to your own private backyard retreat featuring an in-ground swimming pool and hot tub, perfect for entertaining or simply relaxing at home.Conveniently located near downtown Easthampton, parks, shopping, restaurants, and major routes, this move-in-ready home offers the perfect blend.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Mountain View SchoolGrades PK-81.4 mi
7/10
Easthampton High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Electric Dryer Hookup,In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: First

Bathroom2

  • Level: Basement

Bedroom2

  • Features: Closet, Flooring - Hardwood

Bedroom3

  • Features: Closet, Flooring - Hardwood

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring - Stone/Ceramic Tile, Deck - Exterior, Exterior Access, Slider

Family Room

  • Features: Bathroom - Full, Flooring - Laminate
  • Level: Basement

Features

  • Window features: Insulated Windows
  • Flooring: Wood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 700
  • Finished area above ground: 1,138

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,138
  • Total interior livable area: 1,138 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid

Living Room

  • Features: Flooring - Hardwood

Master Bedroom

  • Features: Closet, Flooring - Hardwood

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: M:0173 B:0070 L:0000,3031023
  • Zoning: R40

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Deck,Deck - Vinyl,Deck - Composite
  • Exterior features: Deck,Deck - Vinyl,Deck - Composite,Pool - Inground,Hot Tub/Spa,Fenced Yard
  • Has spa: Yes
  • Spa features: Private
  • Fencing: Fenced

Lot

  • Lot size: 0.39 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 4
  • Parking features: Attached,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$153$1,836
Property Taxes $595$7,140
Electricity $354$4,259
Total$3,756$45,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,777/yr
40% on housing$112,680/yr
45% on housing$100,160/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$461This listing

vs Other Active Listings

Avg $/sqft

ZIP 01027$219
Hampshire County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 01027$263
Hampshire County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$525,000
2005-12-12Sold$245,900
1998-12-04Sold$126,000

For Sale by Agent

AgentKimberly Allen Team
BrokerageBerkshire Hathaway HomeServices Realty Professionals

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