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151 Pantry Rd, Hatfield, MA, 01038

4beds
4baths
2,288sqft
$459,900
$201price/sqft
$3,551/moest. monthly cost
$142,040/yrincome needed

About This Home

Rare 2-family duplex, just over Northampton line. Well maintained on large wooded lot { approx. 3.3 acres) and set back nicely from road ) All electric, with separateelectric for each unit. Quiet setting / immediate highway access / no leases

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
6/10
Smith AcademyGrades 7-122.6 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Slab

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Family - 2 Units Side by Side

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Finished area above ground: 2,288

Interior Area

  • Total structure area: 2,288
  • Total interior livable area: 2,288 sqft

Property

Details

  • Parcel number: 3625138
  • Zoning: R

Lot

  • Lot size: 3.30 Acres
  • Features: Wooded,Gentle Sloping

Parking

  • Total spaces: 4
  • Parking features: Off Street
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Drought
Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$183$2,196
Property Taxes $592$7,104
Electricity $451$5,414
Total$3,551$42,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,748/yr
40% on housing$106,530/yr
45% on housing$94,693/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 01038$302
Hampshire County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 01038$317
Hampshire County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$459,900
2026-06-02Listed for sale$459,900
2026-04-01Listing removed$489,900
2025-09-30Listed for sale$489,900
2010-04-08Sold$272,000
2000-12-29Sold$165,000

For Sale by Agent

AgentDenny R. Nolan
BrokerageDenny Nolan Real Estate

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