See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

71 Chestnut St, Hatfield, MA, 01038

2beds
1baths
1,178sqft
$355,000
$301price/sqft
$2,702/moest. monthly cost
$108,080/yrincome needed

About This Home

Cute and sunny Hatfield farmhouse has a nice sized barn and detached 2-car garage. It is a little dated but overall good condition. Updated high efficiency natural gas heating system, vinyl siding and a large composite back deck. First floor bedroom and bath with laundry and the second floor has one more bedroom plus a loft area that could be a nice home office.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

6/10
5/10
Smith AcademyGrades 7-120.9 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Water Heater,Range,Refrigerator
  • Laundry features: First Floor,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Concrete,Unfinished

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Loft,Internet Available - Unknown
  • Window features: Insulated Windows,Screens
  • Flooring: Vinyl,Carpet
  • Finished area above ground: 1,178

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,178
  • Total interior livable area: 1,178 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: No

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: 3625992
  • Zoning: Rural Res
  • Exclusions: Exterior Ramp To Back Door
  • Foundation area: 450

Features

  • Patio & porch: Deck - Composite
  • Exterior features: Deck - Composite,Rain Gutters,Barn/Stable,Screens
  • Frontage length: 258.00

Lot

  • Lot size: 1.16 Acres
  • Features: Corner Lot,Easements,Level

Parking

  • Total spaces: 4
  • Parking features: Detached,Storage,Workshop in Garage,Garage Faces Side,Shared Driveway,Off Street,Stone/Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Drought
Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance *$141$1,692
Property Taxes $412$4,944
Electricity $354$4,259
Total$2,702$32,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,640/yr
40% on housing$81,060/yr
45% on housing$72,053/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 01038$302
Hampshire County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 01038$317
Hampshire County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-04Listed for sale$359,000
2025-11-21Listing removed$359,000
2025-10-14Listed for sale$359,000
2019-08-22Sold$225,000
2019-07-17Pending sale$229,900
2019-07-17Listed for sale$229,900
2017-12-10Listing removed$274,900
2017-09-15Listed for sale$274,900

For Sale by Agent

AgentKathleen Borawski
BrokerageBorawski Real Estate

Similar Homes