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404 Sylvester Rd, Northampton, MA, 01062

1beds
1baths
336sqft
$99,900
$297price/sqft
$1,004/moest. monthly cost
$40,160/yrincome needed

About This Home

Discover the charm of this petite 1-bedroom cottage tucked along peaceful Sylvester Road. Thoughtfully sited on a compact lot, this 1950s home offers an inviting blend of simplicity and comfort — perfect for buyers seeking a quiet retreat or a low-maintenance home base in Northampton.The efficient floor plan maximizes every square foot, creating a warm and welcoming living space with plenty of potential for your personal touches. Large windows bring in natural light, while the intimate layout offers a cozy, cottage-style feel that's hard to find.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
40
BikeSomewhat Bikeable

Schools

7/10
Leeds Elementary SchoolGrades PK-52.2 mi
6/10
9/10
Northampton High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood
  • Finished area above ground: 336

Heating & Cooling

  • Heating features: Steam,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 336
  • Total interior livable area: 336 sqft

Property

Details

  • Parcel number: M:0028 B:0003 L:0001,3712500
  • Attached to another structure: Yes
  • Zoning: RR

Lot

  • Lot size: 3,202 sqft
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$29$348
Property Taxes $116$1,392
Electricity $354$4,259
Total$1,004$12,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,422/yr
40% on housing$30,120/yr
45% on housing$26,773/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 01062$292
Hampshire County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 01062$328
Hampshire County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Price change$99,900
2026-02-12Listed for sale$149,900
2026-02-09Contingent$149,900
2025-12-04Listed for sale$149,900

For Sale by Agent

AgentKenyiria Vargas
BrokerageBerkshire Hathaway HomeServices Realty Professionals

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