See other homes in:
Primary listing photo

37 Finn St, Northampton, MA, 01060

4beds
3baths
2,950sqft
$735,000
$249price/sqft
$5,364/moest. monthly cost
$214,560/yrincome needed

About This Home

Downtown 2 apartments with 3rd income option / walk to downtown & easy commute highway access / well maintained, inside & out / large 1st floor front porch & 2nd floor has a private porch as well / common laundry in basement./ (attic unit is 1 open space that has K, Bdrm, Lvrm, Bath / Great appeal for 1st time buyer or long term investment.

Getting Around

85
WalkingVery Walkable
45
TransitSome Transit
96
BikeBiker's Paradise

Schools

6/10
9/10
Northampton High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Other

Type & Style

  • Home type: MultiFamily
  • Property subType: 3 Family - 3 Units Up/Down

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area above ground: 2,950

Interior Area

  • Total structure area: 2,950
  • Total interior livable area: 2,950 sqft

Property

Details

  • Parcel number: 24D203,3718646
  • Zoning: URC

Lot

  • Lot size: 3,720 sqft
  • Features: Level

Parking

  • Total spaces: 3
  • Parking features: Shared Driveway,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,716$44,592
Home Insurance *$218$2,616
Property Taxes $849$10,188
Electricity $581$6,980
Total$5,364$64,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,908/yr
40% on housing$160,920/yr
45% on housing$143,040/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 01060$286
Hampshire County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 01060$347
Hampshire County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-30Listed for sale$735,000
2005-08-11Sold$248,725

For Sale by Agent

AgentDenny R. Nolan
BrokerageDenny Nolan Real Estate

Similar Homes