63 Prospect St, Northampton, MA, 01060
About This Home
Discover a rare opportunity to own an exceptional property, just a short stroll from Smith College and downtown Northampton's vibrant cultural scene. This charming Capeoffers more than meets the eye, blending quality craftsmanship, a highly functional layout, and thoughtful updates across three finished floors. Inside, the expansive sixbedroom, six bathroom floorplan features inviting living & dining areas, a classic wood-burning fireplace, dedicated movie room & radiant floor heating in 3 baths. Thefully finished basement offers perfect potential for an in-law suite or a separate apartment .. complete with its own private entrance, fully equipped kitchen & a dedicated laundry room. Outside, a peaceful wooded setting boasts a fully fenced backyard, composite sun-deck, basketball court, artisanal stone walls, & a hot-tub. Cherished by the same family for 2 generations, this unique gem is ready for its next chapter. Don't miss your chance to view this remarkable home.
Getting Around
Very Walkable
Good Transit
Very BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Irregular
Type & Style
- Home type: SingleFamily
- Architectural style: Cape
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 884
- Finished area above ground: 1,654
Heating & Cooling
- Heating features: Baseboard,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 2,538
- Total interior livable area: 2,538 sqft
Property
Details
- Parcel number: 3720024
- Zoning: URB
Lot
- Lot size: 0.37 Acres
- Features: Gentle Sloping
Parking
- Total spaces: 6
- Parking features: Attached,Off Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Uncovered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,563 | $78,756 |
| Home Insurance * | $385 | $4,620 |
| Property Taxes | $1,527 | $18,324 |
| Electricity | $500 | $6,005 |
| Total | $8,975 | $107,700 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Price change | $1,298,000 |
| 2026-05-28 | Listed for sale | $1,539,000 |
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