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294 N Valley Rd, Pelham, MA, 01002

2beds
1baths
899sqft
$399,900
$445price/sqft
$3,051/moest. monthly cost
$122,040/yrincome needed

About This Home

What will you love most about this fantastic property? The sweet home that has been lovingly maintained by the same family for decades, the impressive detached 3-car garage with one heated bay, the oversized screened gazebo perfect for relaxing and entertaining, or the acres of beautiful land surrounding you? The answer may be all of the above! This charming home offers a functional and inviting layout with a kitchen featuring main-floor laundry, a comfortable living room, a sitting room, one bedroom, and a remodeled full bath with a walk-in shower. Upstairs, you'll find a generously sized second bedroom. Car enthusiasts, hobbyists, and anyone needing extra storage will appreciate the 750+ sq ft detached garage with a heated bay. All of this is set in an idyllic location offering privacy and room to roam, while being just minutes from downtown Amherst, the Five College area, shopping, dining, and local amenities. Septic design approved, install pending! A rare opportunity to enjoy country living with convenience close by!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
Pelham Elementary SchoolGrades K-62.5 mi
8/10
8/10

Construction

Condition

  • Year built: 1941

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Refrigerator,Washer,Dryer
  • Laundry features: Main Level,First Floor

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom1

  • Features: Bathroom - 3/4, Bathroom - With Shower Stall
  • Level: First

Bedroom2

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Sitting Room
  • Flooring: Vinyl / VCT,Carpet
  • Finished area above ground: 899

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 899
  • Total interior livable area: 899 sqft

Kitchen

  • Features: Dryer Hookup - Electric, Washer Hookup
  • Level: First

Living Room

  • Features: Flooring - Wall to Wall Carpet
  • Level: First

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: M:016 B:00000 L:00040,3056998
  • Zoning: XXX
  • Foundation area: 425

Features

  • Exterior features: Rain Gutters,Gazebo
  • Frontage length: 285.00

Lot

  • Lot size: 13.60 Acres
  • Features: Wooded

Parking

  • Total spaces: 6
  • Parking features: Detached,Garage Door Opener,Heated Garage,Garage Faces Side,Paved Drive,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$115$1,380
Property Taxes $560$6,720
Electricity $354$4,259
Total$3,051$36,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,605/yr
40% on housing$91,530/yr
45% on housing$81,360/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$445This listing

vs Other Active Listings

Avg $/sqft

ZIP 01002$284
Hampshire County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 01002$311
Hampshire County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-22Listed for sale$399,900

For Sale by Agent

AgentJoni Fleming
BrokerageERA M Connie Laplante Real Estate

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