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39 Hawley St, Plainfield, MA, 01070

2beds
2baths
800sqft
$99,900
$125price/sqft
$1,051/moest. monthly cost
$42,040/yrincome needed

About This Home

7 acres. Quiet street. Solitude, woods and mature trees wrap this one-owner home that has been vacant for years. No heat, no utilities running. Buyers and brokers enter strictly at that their own risk-- substantive mold throughout and collapsed roof is apparent. Septic and well are present -- both are Buyer's responsibility. This property is a demolition -- and also a great opportunity for and best suited for investor Buyers. Roof in places is partially collapsed. Detached garage looks stable and solid. Home looks to be on a cement pad (rather than a basement). Walking and hiking trails nearby. Just a couple minutes' drive from the center of town.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
Sanderson AcademyGrades PK-66.5 mi
4/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 800

Heating & Cooling

  • Heating features: Wood
  • Cooling features: None

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Master Bathroom

  • Features: No

Property

Details

  • Parcel number: 3964743
  • Zoning: resident

Features

  • Exterior features: Balcony

Lot

  • Lot size: 7.00 Acres
  • Features: Wooded,Cleared

Parking

  • Total spaces: 6
  • Parking features: Off Street
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$37$444
Property Taxes $155$1,860
Electricity $354$4,259
Total$1,051$12,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,034/yr
40% on housing$31,530/yr
45% on housing$28,026/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 01070$130
Hampshire County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 01070$287
Hampshire County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Price change$99,900
2026-02-17Listed for sale$125,000

For Sale by Agent

AgentAmy Heflin
BrokerageKeller Williams Realty

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