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55 Southampton Rd, Westhampton, MA, 01027

4beds
2baths
1,944sqft
$525,000
$270price/sqft
$4,106/moest. monthly cost
$164,240/yrincome needed

About This Home

Tucked into a serene setting in Westhampton, this beautiful home offers 1.21 acres of privacy, scenic wooded views, and a lifestyle you've been dreaming of! The flexible floor plan includes a main-level bedroom with woodland views and an additional bedroom with first-floor laundry. The kitchen offers plenty of storage with the ideal open concept, including a dining area leading into the living room. Filled with natural light and gleaming hardwood floors, the living room features a pellet stove and direct access to the L-shaped wrap around deck; the perfect set up for entertaining guests! Upstairs, the primary suite includes a skylight, expansive double closets, and a charming full bath. An additional warm and well sized bedroom pours in natural light featuring another skylight. The partially finished lower level includes two bonus rooms complete with laminate flooring and a second pellet stove which allows more opportunities as a recreational space, a home gym or office. As an added bonus, the seller will provide a new septic system prior to closing, seller states additional upgrades include newer appliances ('24), lower level carpet ('26), deck ('25), electrical work done ('25) offering exceptional value and peace of mind. A place where quiet mornings, backyard adventures, and lasting memories become part of your everyday routine!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

8/10
6/10

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Water Heater,Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Interior Entry,Bulkhead

Bathroom1

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Vinyl
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Closet/Cabinets - Custom Built, Flooring - Vinyl, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Double Vanity, Recessed Lighting, Remodeled, Lighting - Sconce
  • Level: Second

Bedroom2

  • Features: Closet, Flooring - Wall to Wall Carpet, Flooring - Vinyl
  • Level: First

Bedroom3

  • Features: Skylight, Flooring - Laminate, Closet - Double
  • Level: Second

Bedroom4

  • Features: Bathroom - Full, Skylight, Ceiling Fan(s), Closet/Cabinets - Custom Built, Flooring - Laminate, Closet - Double
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Recessed Lighting,Closet,Bonus Room
  • Flooring: Tile,Vinyl,Carpet,Laminate,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Wood / Coal / Pellet Stove
  • Fireplace: Yes
  • Finished area below ground: 492
  • Finished area above ground: 1,452

Heating & Cooling

  • Heating features: Electric,Pellet Stove
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,944
  • Total interior livable area: 1,944 sqft

Kitchen

  • Features: Ceiling Fan(s), Flooring - Vinyl, Dining Area, Pantry, Exterior Access, Stainless Steel Appliances
  • Level: First

Living Room

  • Features: Wood / Coal / Pellet Stove, Ceiling Fan(s), Closet, Flooring - Hardwood, Deck - Exterior, Exterior Access
  • Level: First

Master Bedroom

  • Features: Ceiling Fan(s), Flooring - Wall to Wall Carpet, Closet - Double
  • Level: First

Property

Details

  • Parcel number: M:23.D B:0014 L:000,4014073
  • Zoning: R1

Features

  • Patio & porch: Deck - Wood
  • Exterior features: Deck - Wood,Storage,Greenhouse,Garden
  • Has view: Yes
  • View description: Scenic View(s),Water,Creek/Stream,Private Water View
  • Has water view: Yes
  • Water view: Creek/Stream,Private,Water

Lot

  • Lot size: 1.21 Acres
  • Features: Wooded

Parking

  • Total spaces: 6
  • Parking features: Paved Drive,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$153$1,836
Property Taxes $916$10,992
Electricity $383$4,600
Total$4,106$49,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,777/yr
40% on housing$123,180/yr
45% on housing$109,493/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 01027$220
Hampshire County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 01027$263
Hampshire County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$525,000
2018-07-02Listing removed$329,900
2018-06-21Price change$329,900
2018-05-30Price change$338,900
2018-03-07Listed for sale$339,900
2006-03-31Sold$217,500
2002-02-19Sold$172,500

For Sale by Agent

AgentTeam Cuoco
BrokerageCuoco & Co. Real Estate

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