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12 Stage Rd, Westhampton, MA, 01027

4beds
2baths
1,958sqft
$350,000
$179price/sqft
$2,867/moest. monthly cost
$114,680/yrincome needed

About This Home

This mid-century modern house was originally built as a single-family home that was later converted to a legal two family with two bedrooms in each unit. You may want to do some cosmetic updating but there are also many recent improvements, new 4 bedroom septic, newer oil tank and furnace, newer well pressure tank and updated solar hot water tank. Flexible floor plan because many interior walls are not load bearing. Nicely sized rooms have high ceilings with beams exposed. There is a lovely greenhouse on the front of the house attached to the main living area and beautiful flower gardens and mature trees. The house and yard are pretty private yet very close to the high school and the public library. Whether just starting out, retiring or looking for an investment, this single level home could be the place you are looking for.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

8/10
6/10

Construction

Condition

  • Year built: 1956

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Solar Hot Water,Range,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Partial,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Internet Available - Broadband
  • Flooring: Vinyl,Carpet,Stone / Slate,Brick,Other
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,958

Heating & Cooling

  • Heating features: Forced Air,Space Heater,Oil,Electric,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 1,958
  • Total interior livable area: 1,958 sqft

Master Bathroom

  • Features: No

Property

Details

  • Parcel number: 4014152
  • Zoning: R1

Features

  • Exterior features: Greenhouse,Garden,Stone Wall

Lot

  • Lot size: 1 Acres
  • Features: Wooded

Parking

  • Total spaces: 4
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$102$1,224
Property Taxes $610$7,320
Electricity $386$4,633
Total$2,867$34,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,297/yr
40% on housing$86,010/yr
45% on housing$76,453/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 01027$225
Hampshire County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 01027$263
Hampshire County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$350,000
2026-07-31Listed for sale$350,000

For Sale by Agent

AgentCarla Ness
BrokerageDelap Real Estate LLC

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