See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5358 Gumtree Rd, Winston Salem, NC, 27107

3beds
2baths
0sqft
$265,000
--price/sqft
$1,799/moest. monthly cost
$71,960/yrincome needed

About This Home

This is a great investment opportunity! This house has a long rental history and is surrounded by commercial property. Zoned RS. Roof installed 2024. Very convenient location to Wallburg, Thomasville and Winston-Salem. Just minutes to I-40. House needs some TLC. The lot is 1.38 acres.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
Wallburg ElementaryGrades PK-51.6 mi
5/10
Oak Grove Middle SchoolGrades 6-85.8 mi
6/10
Oak Grove HighGrades 9-125.6 mi

Construction

Condition

  • Year built: 1948

Type & Style

  • Home type: SingleFamily
  • Property subType: Office

Interior

Interior Area

  • Total structure area: 1,402

Property

Details

  • Parcel number: 0100200000016000
  • Zoning: RS
  • Special condition: Owner Sale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Davidson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$103$1,236
Property Taxes $157$1,884
Electricity $200$2,405
Total$1,799$21,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,680/yr
40% on housing$53,970/yr
45% on housing$47,973/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 27107$132
Davidson County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 27107$167
Davidson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$299,900
1995-02-01Sold$57,500

For Sale by Agent

AgentRuth Prongay
BrokerageBerkshire Hathaway HomeServices Carolinas Realty

Similar Homes