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51 Hosmer St, Acton, MA, 01720

3beds
2baths
1,960sqft
$850,000
$434price/sqft
$6,097/moest. monthly cost
$243,880/yrincome needed

About This Home

Bright and beautifully updated home on a level lot is a part of the Robbins Park/Wheeler Pool neighborhood. The open floor plan features a sun-filled living room with a fireplace, an elegant dining room, and laminate flooring throughout the main living areas. Three well-sized bedrooms and a full bath complete the main level. The walk-out lower level features a spacious family room with a second fireplace, a beautifully renovated full bath with an oversized tiled shower, and a flexible open area ideal for a home office, study, or exercise space. Step outside to a private, level backyard surrounded by mature trees—perfect for relaxing, entertaining, and gardening. Major updates include a renovated kitchen, two updated bathrooms, mini-splits for heating and A/C, boiler, roof, siding, and more (see attached update list). Conveniently located near the Acton Center, just a minute from Library, top-rated Acton-Boxborough schools, Bruce Freeman Rail Trail, Acton Arboretum, and major routes.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
Luther Conant SchoolGrades K-60.5 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Entry
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Microwave,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Washer,Range
  • Laundry features: Flooring - Vinyl,Second Floor,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access,Interior Entry,Garage Access

Bathroom1

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Closet - Linen, Flooring - Laminate, Countertops - Stone/Granite/Solid, Remodeled
  • Level: Main,Second
  • Area: 98.944444444

Bathroom2

  • Features: Bathroom - Full, Bathroom - Tiled With Shower Stall, Closet, Flooring - Vinyl, Countertops - Stone/Granite/Solid
  • Level: First
  • Area: 68.125

Bedroom2

  • Features: Closet, Flooring - Laminate
  • Level: Second
  • Area: 152.75

Bedroom3

  • Features: Closet, Flooring - Laminate
  • Level: Second
  • Area: 122.395833333

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - Laminate, Deck - Exterior, Exterior Access, Slider, Lighting - Overhead
  • Level: Main,Second
  • Area: 130.340277777

Family Room

  • Features: Flooring - Wall to Wall Carpet, Open Floorplan, Recessed Lighting
  • Level: First
  • Area: 195.347222222

Features

  • Open Floorplan,Closet,Home Office,Foyer
  • Door features: Insulated Doors,Storm Door(s)
  • Window features: Insulated Windows,Screens
  • Flooring: Tile,Vinyl,Carpet,Laminate,Flooring - Wall to Wall Carpet,Flooring - Stone/Ceramic Tile
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,960

Heating & Cooling

  • Heating features: Central,Baseboard,Oil,Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,960
  • Total interior livable area: 1,960 sqft

Kitchen

  • Features: Flooring - Vinyl, Dining Area, Countertops - Stone/Granite/Solid, Remodeled
  • Level: Main,Second
  • Area: 139.854166666

Living Room

  • Features: Flooring - Laminate, Window(s) - Picture, Open Floorplan
  • Level: Main,Second
  • Area: 248.986111111

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Closet, Flooring - Laminate
  • Level: Second
  • Area: 156.979166666

Office

  • Features: Flooring - Wall to Wall Carpet, Open Floor Plan
  • Level: First
  • Area: 127.930555555

Property

Details

  • Parcel number: M:00G4 B:0165 L:0001,311956
  • Zoning: R2

Features

  • Levels: Multi/Split
  • Patio & porch: Deck,Deck - Wood
  • Exterior features: Deck,Deck - Wood,Rain Gutters,Storage,Screens

Lot

  • Lot size: 0.69 Acres
  • Features: Easements,Level

Parking

  • Total spaces: 8
  • Parking features: Attached,Under,Garage Door Opener,Storage,Garage Faces Side,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$202$2,424
Property Taxes $1,211$14,532
Electricity $386$4,637
Total$6,097$73,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$209,040/yr
40% on housing$182,910/yr
45% on housing$162,586/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$434This listing

vs Other Active Listings

Avg $/sqft

ZIP 01720$315
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01720$365
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$839,900
2026-07-15Listed for sale$850,000
2020-07-27Sold$505,000
2020-05-25Pending sale$520,000
2020-01-22Price change$520,000
2019-10-10Listed for sale$535,000
1993-11-30Sold$189,900

For Sale by Agent

AgentElena Beldiya Petrov
BrokerageKeller Williams Realty Boston Northwest

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