2400 W State Rd, Ashby, MA, 01431
About This Home
Welcome to a truly rare offering: a beloved, well-maintained, 3 season waterfront bungalow presented for the 1st time in nearly 50 years! This exceptional property provides an opportunity to own a legacy retreat, boasting an expansive 359' of water frontage set on a sprawling, nearly 1 acre lot. Enjoy direct access to your very own private beach, perfect for spending sun-drenched days w/the family, & take advantage of amenities like great swimming, fishing, & boating right from your shore. Built for entertaining, the property is designed to host the masses both indoors & out. The huge waterfront deck offers seating for everyone to soak in the views, while the outdoor sauna w/ a dedicated shower provides a luxurious, unexpected bonus. Inside, the home boasts a large open-concept layout centered around a cozy family room featuring a wood stove, flowing into the kitchen & dining areas. With tons of parking available, this is the quintessential waterfront escape you've been waiting for.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1935
Materials
- Foundation: Irregular
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Range,Microwave,Refrigerator
Bathroom1
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
Features
- Sun Room
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 1,360
Heating & Cooling
- Heating features: Wood Stove
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,360
- Total interior livable area: 1,360 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: M:007.0 B:0006 L:0000.0,336687
- Zoning: RA
Features
- Patio & porch: Deck - Wood
- Exterior features: Deck - Wood,Hot Tub/Spa,Storage,Outdoor Shower
- Has spa: Yes
- Spa features: Private
- Has view: Yes
- View description: Water,Pond
- Has water view: Yes
- Water view: Pond,Water
- On waterfront: Yes
- Waterfront features: Waterfront,Pond,Lake/Pond,Direct Access,Frontage,0 to 1/10 Mile To Beach,Beach Ownership(Private)
Lot
- Lot size: 0.91 Acres
- Features: Corner Lot,Gentle Sloping
Parking
- Total spaces: 7
- Parking features: Detached,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Uncovered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,971 | $23,652 |
| Home Insurance * | $134 | $1,608 |
| Property Taxes | $491 | $5,892 |
| Electricity | $354 | $4,259 |
| Total | $2,950 | $35,400 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Listed for sale | $389,900 |
| 2026-07-18 | Pending sale | $389,900 |
| 2026-07-09 | Price change | $389,900 |
| 2026-06-10 | Listed for sale | $425,000 |
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