137 Deer Bay Rd, Ashby, MA, 01431
About This Home
Nestled next to the Ashby reservoir, this charming home offers peaceful living with beautiful water views. Whether you’re seeking a full-time residence, a weekend retreat, or a potential investment property, this home presents an exceptional opportunity.The home features two bedrooms designed for comfort and relaxation, along with a full bathroom that balances functionality and ease. The bright and inviting living area spans 1,254 square feet, offering ample space for both everyday living and entertaining.In 2018, the property underwent extensive renovations, including a new roof, siding, windows, plumbing, electrical systems, and septic, providing peace of mind and modern efficiency. Built in 1984, the home combines enduring quality with thoughtful updates.Situated on a generous 18,295-square-foot lot, the outdoor space offers plenty of room to enjoy nature, entertain guests, or simply unwind while taking in the tranquil surroundings.Showings begin at OH, 3:30pm, Saturday Dec, 20
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1984
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cape
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Range,Dishwasher,Refrigerator,Washer,Dryer,Water Treatment
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Finished
Bedroom2
- Features: Flooring - Hardwood
- Level: Second
- Area: 130
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Family Room
- Features: Wood / Coal / Pellet Stove, Flooring - Stone/Ceramic Tile
- Level: Basement
- Area: 144
Features
- Office,Internet Available - Broadband,Internet Available - DSL
- Flooring: Wood,Tile,Flooring - Hardwood
- Finished area above ground: 1,254
Heating & Cooling
- Heating features: Baseboard,Natural Gas,Propane
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,254
- Total interior livable area: 1,254 sqft
Kitchen
- Features: Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
- Level: First
- Area: 72
Living Room
- Features: Vaulted Ceiling(s), Flooring - Hardwood, Open Floorplan, Lighting - Overhead
- Level: First
- Area: 72
Master Bedroom
- Features: Flooring - Hardwood
- Level: First
- Area: 156
Office
- Features: Flooring - Hardwood
- Level: Second
- Area: 130
Property
Details
- Parcel number: M:012.0 B:0088 L:0000.0,337365
- Zoning: RA
Features
- Patio & porch: Porch,Porch - Enclosed
- Exterior features: Porch,Porch - Enclosed,Storage,Garden
- Has view: Yes
- View description: Water,Lake,Public Water View
- Has water view: Yes
- Water view: Lake,Public,Water
Lot
- Lot size: 0.42 Acres
Parking
- Total spaces: 5
- Parking features: Paved Drive,Off Street,Paved
- Has uncovered spaces: Yes
- Uncovered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,972 | $23,664 |
| Home Insurance * | $134 | $1,608 |
| Property Taxes | $491 | $5,892 |
| Electricity | $354 | $4,259 |
| Total | $2,951 | $35,412 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-24 | Price change | $390,000 |
| 2025-12-17 | Listed for sale | $400,000 |
| 2025-06-13 | Sold | $395,000 |
| 2025-02-19 | Listed for sale | $399,999 |
| 2020-11-20 | Sold | $250,000 |
| 2020-09-10 | Pending sale | $249,900 |
| 2020-09-03 | Listed for sale | $249,900 |
| 2017-10-11 | Sold | $155,000 |
| 2016-11-30 | Sold | $63,000 |
| 2016-09-13 | Price change | $69,900 |
| 2016-09-06 | Listed for sale | $76,300 |
| 2016-08-16 | Pending sale | $76,300 |
| 2016-07-28 | Listed for sale | $76,300 |
| 2016-05-19 | Sold | $120,900 |
| 2001-05-25 | Sold | $145,000 |
| 1998-03-03 | Sold | $90,000 |
| 1995-08-15 | Sold | $90,000 |
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