91 Deer Bay Rd, Ashby, MA, 01431
About This Home
Buyers backed out before home inspection. Their loss in your gain! Welcome to this stylishly updated home on a full acre across from the Ashby Reservoir. Inside, enjoy modern touches like vinyl plank flooring, beamed ceiling and an open layout perfect for everyday living. The dining area is highlighted by a large bay window, the living room features a cozy pellet stove & opens to an expansive new deck. The kitchen boasts SS appliances and recessed lighting. A full bath with barn door accents and jacuzzi tub completes the main level. Upstairs offers a spacious main suite with walk-in closet, spa-like tiled bath, and a private balcony, plus a second bedroom and versatile bonus room. Outside features oversized decks, a storage shed, ample parking, and a brand new septic system. Newer metal roof too! A separate shared and deeded parcel of waterfront land allows for enjoying a lifestyle of fishing, hiking, and kayaking yet be just minutes from shopping and major commuter routes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1977
Materials
- Foundation: Concrete Perimeter
- Roof: Metal
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Dishwasher,Refrigerator
- Laundry features: Washer Hookup
Bathroom1
- Features: Bathroom - Full, Bathroom - With Tub & Shower, Closet - Linen, Flooring - Stone/Ceramic Tile, Jacuzzi / Whirlpool Soaking Tub, Dryer Hookup - Electric, Washer Hookup
- Level: First
- Area: 130
Bathroom2
- Features: Bathroom - 3/4, Bathroom - Tiled With Shower Stall
- Level: Second
- Area: 50
Bedroom2
- Features: Closet, Flooring - Wall to Wall Carpet
- Level: Second
- Area: 80
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring - Vinyl, Window(s) - Bay/Bow/Box
- Level: First
- Area: 168
Features
- Bonus Room
- Flooring: Tile,Vinyl,Carpet,Hardwood,Flooring - Wall to Wall Carpet
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 1,248
Heating & Cooling
- Heating features: Pellet Stove
- Cooling features: None
Interior Area
- Total structure area: 1,248
- Total interior livable area: 1,248 sqft
Kitchen
- Features: Flooring - Vinyl, Dining Area, Exterior Access, Recessed Lighting, Stainless Steel Appliances
- Level: First
- Area: 110
Living Room
- Features: Wood / Coal / Pellet Stove, Beamed Ceilings, Flooring - Vinyl, Deck - Exterior
- Level: First
- Area: 221
Master Bedroom
- Features: Bathroom - 3/4, Walk-In Closet(s), Flooring - Hardwood, Balcony - Exterior
- Level: Second
- Area: 528
Property
Details
- Parcel number: M:012.0 B:0118 L:0011.0,337408
- Zoning: RA
Features
- Patio & porch: Deck - Wood
- Exterior features: Deck - Wood,Balcony,Storage
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 1 Acres
- Features: Wooded,Sloped
Parking
- Total spaces: 4
- Parking features: Off Street,Unpaved
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,921 | $23,052 |
| Home Insurance * | $130 | $1,560 |
| Property Taxes | $479 | $5,748 |
| Electricity | $354 | $4,259 |
| Total | $2,884 | $34,608 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-22 | Listed for sale | $380,000 |
| 2026-06-17 | Contingent | $380,000 |
| 2026-06-03 | Listed for sale | $380,000 |
| 2025-12-01 | Listing removed | $399,000 |
| 2025-10-23 | Price change | $399,000 |
| 2025-06-18 | Price change | $419,000 |
| 2025-06-12 | Listed for sale | $429,000 |
| 2025-06-05 | Contingent | $429,000 |
| 2025-05-29 | Listed for sale | $429,000 |
| 2008-08-21 | Sold | $175,000 |
| 2008-06-19 | Listed for sale | $175,000 |
| 2004-05-28 | Sold | $100,000 |
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