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22 Beaver Dam Rd, Ashby, MA, 01431

2beds
1baths
1,140sqft
$199,000
$175price/sqft
$1,678/moest. monthly cost
$67,120/yrincome needed

About This Home

INVESTORS & OUTDOOR ENTHUSIASTS - TAKE NOTE! Bring your vision to this unique waterfront home with spectacular views of Wrights Pond. This home has been in the family since 1936. Be the lucky one to create lasting memories in this quaint seasonal camp. Enjoy spring fishing, swimming, fall mountain climbing, and winter ice skating. The location has it all and is near city amenities! Unit 1 has a full kitchen, a gas stove for heat, ample cabinet storage and countertops, a breakfast nook, two bedrooms, a washer, dryer, an indoor shower, a living room, and ample dining space to feed a hungry crowd after a day of outdoor activities. Apartment #2 has a full kitchen, a couch that pulls out to a bed, oversized windows - stunning water views! The units have access to a large deck and a water level dock with steps into the water! An immaculate outhouse is on the property with pond water available to all units. 3-4 parking spaces. Both units come fully furnished - Move-in ready!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
Ashby Elementary SchoolGrades K-42.2 mi
5/10

Construction

Condition

  • Year built: 1936

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Microwave,Refrigerator,Washer
  • Laundry features: Flooring - Wall to Wall Carpet,Flooring - Vinyl,Exterior Access,First Floor,Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring - Vinyl, Open Floorplan, Gas Stove
  • Level: Main,First
  • Area: 225.539999999

Family Room

  • Level: First

Features

  • Open Floorplan,In-Law Floorplan
  • Flooring: Vinyl,Flooring - Wall to Wall Carpet
  • Finished area above ground: 1,140

Heating & Cooling

  • Heating features: Natural Gas,None
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,140
  • Total interior livable area: 1,140 sqft

Kitchen

  • Features: Flooring - Vinyl, Breakfast Bar / Nook, Country Kitchen, Open Floorplan
  • Level: Main,First
  • Area: 94.6

Living Room

  • Features: Flooring - Wall to Wall Carpet, Open Floorplan
  • Level: Main,First
  • Area: 175.42

Master Bedroom

  • Level: First
  • Area: 108.15

Property

Details

  • Parcel number: M:014.0 B:0018 L:0000.0,337478
  • Attached to another structure: Yes
  • Zoning: RA
  • Exclusions: Unit #1: Hutch In The Kitchen,Fish Hanging On The Living Room Wall,Couch,And Tv.

Features

  • Patio & porch: Deck - Exterior,Deck - Wood
  • Exterior features: Deck - Wood
  • Has view: Yes
  • View description: Scenic View(s),Water,Pond,Private Water View
  • Has water view: Yes
  • Water view: Pond,Private,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Pond,Frontage,Access,Direct Access,Private

Lot

  • Lot size: 4,356 sqft
  • Features: Sloped

Parking

  • Total spaces: 3
  • Parking features: Unpaved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$68$816
Property Taxes $250$3,000
Electricity $354$4,259
Total$1,678$20,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,531/yr
40% on housing$50,340/yr
45% on housing$44,746/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 01431$211
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01431$241
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$169,000
2026-07-27Price change$199,000
2026-06-09Price change$214,900
2026-05-13Listed for sale$219,900
2025-10-15Listing removed$199,900
2025-09-22Price change$199,900
2025-08-26Listed for sale$250,000

For Sale by Agent

AgentDeborah Buckley
BrokerageStartPoint Realty

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