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146 Mountain Gate Rd Unit 146, Ashland, MA, 01721

2beds
2baths
1,316sqft
$469,900
$357price/sqft
$3,263/moest. monthly cost
$130,520/yrincome needed

About This Home

Charming 2 bed, 1.5 bath townhouse in Ashland with attached garage. Beautifully renovated throughout, this home offers a functional layout with modern finishes and thoughtful upgrades. Updated kitchen features stainless steel appliances and a stylish backsplash, flowing into a dedicated dining area. Bathrooms have been tastefully redone with LED mirrors, a double vanity, and a glass-enclosed tiled shower. Spacious bedrooms offer ample storage with custom closets throughout, including the basement. Additional highlights include updated flooring, contemporary lighting, and a custom wood accent wall adding warmth and character. Finished garage with epoxy flooring provides parking and storage, plus a separate laundry/mechanical area. Home also includes a whole-house water softener/filtration system. Conveniently located minutes to the Ashland MBTA Commuter Rail, shopping, dining, and major routes. Move-in ready.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
Ashland Middle SchoolGrades 6-82.3 mi
9/10
Ashland High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1982

Type & Style

  • Home type: Townhouse
  • Property subType: Condex,Townhouse

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,316

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,316
  • Total interior livable area: 1,316 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: M:025.0 B:0316 L:2000.3,3297091
  • Zoning: RES

Features

  • Patio & porch: Deck - Wood
  • Exterior features: Deck - Wood

Parking

  • Total spaces: 3
  • Parking features: Attached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$138$1,656
Property Taxes $395$4,740
Electricity $354$4,259
Total$3,263$39,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,874/yr
40% on housing$97,890/yr
45% on housing$87,013/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$357This listing

vs Other Active Listings

Avg $/sqft

ZIP 01721$315
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01721$364
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Listed for sale$489,900
2021-12-01Sold$375,000

For Sale by Agent

AgentRaquel Franco
BrokerageCapital Real Estate Group LLC

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