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786 Central Rd, Clemmons, NC, 27012

4beds
4baths
3,781sqft
$699,000
$185price/sqft
$4,502/moest. monthly cost
$180,080/yrincome needed

About This Home

RARE OPPORTUNITY!! This one is a SHOW STOPPER!! A beautiful split foyer home with over 3700 sq ft, an IMPRESSIVE 1600 sq ft HUGE GARAGE (40 x 40) that houses 7 cars or trucks!! Another 40 x 24' building with storage & a exercise room, a 40 x 20 inground pool, multi level decks, barn with loft that has a nice fenced in area, 2 home offices and one of them has a separate entrance, RV pad w/ hookups. Granite counter tops, LOTS of natural lighting. The roof and HVAC was replaced 4 years ago.!! Did I mention 4.05 acres?!! This tract of land is BEAUTIFUL! Too much to list! Schedule your showing TODAY!!! Showings to begin on May 1

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
Friedberg ElementaryGrades PK-51.2 mi
9/10
North Davidson MiddleGrades 6-84.8 mi
6/10
North Davidson HighGrades 9-125.0 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Slab
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Electric Water Heater
  • Laundry features: Dryer Connection,In Basement,Washer Hookup

Basement

  • Basement: Basement

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Den

  • Level: Lower

Dining Room

  • Level: Upper

Entry

  • Level: Upper

Features

  • Ceiling Fan(s),Dead Bolt(s),Kitchen Island,Solid Surface Counter,Central Vacuum
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Den,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,972
  • Finished area above ground: 1,809

Game Room

  • Level: Lower

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,781
  • Total interior livable area: 3,781 sqft

Kitchen

  • Level: Upper

Laundry

  • Level: Lower

Living Room

  • Level: Upper

Master Bedroom

  • Level: Upper

Office

  • Level: Lower

Office

  • Level: Lower

Other

  • Level: Lower

Sunroom

  • Level: Upper

Property

Details

  • Parcel number: 0300200000046000
  • Zoning: RA3
  • Special condition: Owner Sale

Features

  • Levels: Multi/Split
  • Pool features: In Ground
  • Fencing: Partial,Fenced,Privacy
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 4.05 Acres
  • Features: Partially Wooded

Parking

  • Total spaces: 5
  • Parking features: Driveway,Garage,Paved,Garage Door Opener,Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Davidson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$242$2,904
Property Taxes $374$4,488
Electricity $352$4,225
Total$4,502$54,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,354/yr
40% on housing$135,060/yr
45% on housing$120,053/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 27012$178
Davidson County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 27012$179
Davidson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Listed for sale$699,000
1997-11-01Sold$153,000

For Sale by Agent

AgentNormaJean Harrelson
BrokeragePremier Realty NC

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