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13 Windmill Hill Rd, Groton, MA, 01450

3beds
2baths
1,168sqft
$469,900
$402price/sqft
$3,448/moest. monthly cost
$137,920/yrincome needed

About This Home

Welcome to this charming 3 bedroom, 1.5-bathroom home nestled in desirable Groton offering a great blend of character, functionality, and outdoor space. The first floor features a bright and inviting living room, a spacious kitchen, convenient half bath, and a versatile office perfect for working from home, playroom space, or additional sitting area. The office leads directly out to the back deck overlooking a nice sized backyard complete with a fire pit area, creating the perfect setup for entertaining or enjoying summer nights. Upstairs you’ll find three comfortable bedrooms along with a full bathroom (recently updated) and a walk-up attic offering excellent storage potential or future possibilities for additional finished space. Additional highlights include a one car attached garage, wood floors, and a backyard designed to enjoy all seasons. Whether you’re looking for room to grow, work from home, or simply enjoy a peaceful setting, this home is ready for its next owners!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete Perimeter,Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Interior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 1,168

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,168
  • Total interior livable area: 1,168 sqft

Property

Details

  • Parcel number: M:103 B:39 L:,517115
  • Zoning: RA

Lot

  • Lot size: 0.37 Acres

Parking

  • Total spaces: 5
  • Parking features: Attached,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Drought
Hurricane
Inland Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$125$1,500
Property Taxes $593$7,116
Electricity $354$4,259
Total$3,448$41,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,217/yr
40% on housing$103,440/yr
45% on housing$91,946/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$402This listing

vs Other Active Listings

Avg $/sqft

ZIP 01450$319
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01450$338
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$469,900
2026-07-13Contingent$479,900
2026-07-04Listed for sale$479,900
2026-06-26Contingent$479,900
2026-06-02Listed for sale$479,900
2022-04-29Sold$362,000
2022-03-16Pending sale$325,000
2022-03-16Contingent$325,000
2022-03-10Listed for sale$325,000
2019-08-23Sold$285,000
2019-07-18Pending sale$269,900
2019-07-12Listed for sale$269,900
1991-04-30Sold$120,000

For Sale by Agent

AgentGerard Breau
BrokerageProspective Realty INC

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