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865 Washington St, Holliston, MA, 01746

6beds
4baths
3,466sqft
$950,000
$274price/sqft
$6,906/moest. monthly cost
$276,240/yrincome needed

About This Home

Gracious and stately, this sunny center entrance colonial offers a lovely updated main house plus 2 income generating apartments (with 2 driveways); a wonderful opportunity & investment. Located in the charming village of downtown Holliston, this home offers a coveted lifestyle of walking to schools, shops, cafes, playground, library, Upper Charles Rail Trail and Lake Winthrop. Updated kitchen features white cabinetry, wood flooring, granite counters, stainless appliances and an exposed beam; living room with pine flooring, built-ins and working fireplace; family room with lots of windows, built-ins, working fireplace and pine flooring; spacious dining room with beautiful original mantle and detailing, plus built-ins. The new screened porch & half bath complete the main level. Upstairs bedrooms are spacious and inviting, including the primary bedroom which offers the potential of being two rooms. Walk up 3rd floor provides either another bedroom or great home office space. A gem!

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

--
8/10
9/10
Holliston High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1750

Materials

  • Foundation: Stone
  • Roof: Shingle

Type & Style

  • Home type: MultiFamily
  • Property subType: 3 Family

Interior

Appliances

  • Appliances included: Range,Refrigerator,Dishwasher,Washer,Dryer
  • Laundry features: Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Walk-Up Attic,Upgraded Cabinets,Upgraded Countertops,Bathroom With Tub & Shower,Slider,Living Room,Kitchen,Dining Room,Family Room,Laundry Room,Sunroom
  • Flooring: Wood,Carpet,Laminate,Pine,Hardwood
  • Number of fireplaces: 4
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 3,466

Heating & Cooling

  • Heating features: Electric,Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 3,466
  • Total interior livable area: 3,466 sqft

Property

Details

  • Parcel number: 525034
  • Zoning: 105

Features

  • Patio & porch: Screened
  • Waterfront features: Lake/Pond,1/2 to 1 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 0.36 Acres
  • Features: Level

Parking

  • Total spaces: 6
  • Parking features: Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$267$3,204
Property Taxes $1,153$13,836
Electricity $683$8,201
Total$6,906$82,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$236,777/yr
40% on housing$207,180/yr
45% on housing$184,160/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 01746$333
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01746$345
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$950,000
2005-02-25Sold$555,000

For Sale by Agent

AgentKathy Chisholm
BrokerageRealty Executives Boston West

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