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190 Bedford Rd, Lincoln, MA, 01773

3beds
5baths
4,145sqft
$2,399,900
$579price/sqft
$16,104/moest. monthly cost
$644,160/yrincome needed

About This Home

Exceptional 3 bed plus private IN-LAW SUITE! Landscaped private one-acre lot less than a quarter mile from the Minuteman Trail. This meticulously crafted residence blends timeless design with elevated modern living: refined interiors, custom finishes, and resort-style outdoor amenities. Chef's kitchen with Bertazzoni gas range and quartzite countertops flows into elegant living spaces with hardwood floors, custom millwork, and extensive built-ins. Primary suite features a spa-inspired bath, dual custom closets, and private balcony overlooking the serene backyard; a second bedroom enjoys its own balcony. Hidden door to office. Upstairs laundry. Finished lower level offers a private in-law suite with full bath and abundant natural light—ideal for guests —or flex space for gym/media room. Generac generator and oversized 3-car garage w/ storage. LG washer & dryer and Yarbo remote snowblower convey. Trellis-covered veranda and firepit for outdoor entertaining.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Lincoln SchoolGrades PK-82.1 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt/Composition Shingles
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape,Shingle,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Dishwasher,Microwave,Refrigerator,Freezer,Washer,ENERGY STAR Qualified Refrigerator,Wine Refrigerator,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Dishwasher,Washer/Dryer,Vacuum System,Range Hood,Cooktop,Oven,Plumbed For Ice Maker
  • Laundry features: Gas Dryer Hookup,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access,Garage Access

Bedroom2

  • Features: Bathroom - Full, Flooring - Wood, Balcony / Deck
  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 5

Dining Room

  • Features: Flooring - Wood, Wainscoting, Crown Molding
  • Level: Second

Family Room

  • Features: Bathroom - Full

Features

  • Central Vacuum,Wet Bar,Finish - Sheetrock,Internet Available - DSL,High Speed Internet,Internet Available - Satellite
  • Door features: Insulated Doors,Storm Door(s),French Doors
  • Window features: Insulated Windows,Storm Window(s)
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 360
  • Finished area above ground: 3,785

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas,ENERGY STAR Qualified Equipment
  • Cooling features: Central Air,3 or More

Interior Area

  • Total structure area: 4,145
  • Total interior livable area: 4,145 sqft

Kitchen

  • Features: Flooring - Wood, Gas Stove, Lighting - Sconce

Living Room

  • Features: Coffered Ceiling(s), Flooring - Wood, Wainscoting, Lighting - Sconce, Lighting - Overhead, Decorative Molding
  • Level: Second

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Flooring - Wood, Balcony / Deck
  • Level: Third

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: 562714
  • Zoning: R-1
  • Other equipment: Intercom
  • Foundation area: 1500

Features

  • Patio & porch: Porch,Deck - Roof,Patio,Covered
  • Exterior features: Porch,Deck - Roof,Patio,Covered Patio/Deck,Rain Gutters,Sprinkler System,Decorative Lighting,Stone Wall,Outdoor Gas Grill Hookup

Lot

  • Lot size: 0.92 Acres
  • Features: Sloped,Steep Slope

Parking

  • Total spaces: 9
  • Parking features: Attached,Under,Garage Door Opener,Garage Faces Side,Insulated,Oversized,Paved Drive,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Drought
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,135$145,620
Home Insurance *$616$7,392
Property Taxes $2,536$30,432
Electricity $817$9,808
Total$16,104$193,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$552,137/yr
40% on housing$483,120/yr
45% on housing$429,440/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$579This listing

vs Other Active Listings

Avg $/sqft

ZIP 01773$477
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01773$494
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$2,399,900
2026-06-19Listed for sale$2,489,900
2014-02-24Sold$450,000
2013-11-14Listing removed$450,000
2013-11-08Listed for sale$450,000

For Sale by Agent

AgentJonathan Minerick
Brokeragehomecoin.com

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