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17 Elm St, North Reading, MA, 01864

5beds
3baths
3,801sqft
$799,900
$210price/sqft
$5,847/moest. monthly cost
$233,880/yrincome needed

About This Home

Steeped in history and overflowing with character, this extraordinary 1740 Saltbox offers a rare opportunity to restore one of North Reading's timeless treasures. Rich in original architectural details, the home showcases wide pine floors, grand period fireplaces, paneled walls, custom built-ins, and the craftsmanship that defines early New England homes. Featuring five bedrooms and zoned as a two-family residence, the flexible layout presents endless possibilities for restoration, multi-generational living, investment, or creating a truly one-of-a-kind estate. Set on a lush lot with mature gardens, sprawling green space, and classic stone walls, the property offers a picturesque setting just moments from downtown North Reading with convenient access to Route 62 and Route 128. Ample off-street parking for up to 10 vehicles completes this remarkable offering. Bring your vision and breathe new life into a piece of North Reading history.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

9/10
L D Batchelder SchoolGrades K-52.4 mi
8/10
9/10
North Reading High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1740

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Saltbox
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: First Floor

Basement

  • Has basement: Yes
  • Basement: Partial,Crawl Space,Interior Entry

Bathroom1

  • Level: Second
  • Area: 126

Bathroom2

  • Level: First
  • Area: 99

Bathroom3

  • Level: First
  • Area: 54

Bedroom2

  • Level: Second
  • Area: 255.75

Bedroom3

  • Level: Second
  • Area: 224

Bedroom4

  • Level: Second
  • Area: 168.75

Bedroom5

  • Level: Second
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 224

Family Room

  • Level: First
  • Area: 234

Features

  • Sitting Room,Entry Hall,Kitchen,Bonus Room,Mud Room
  • Flooring: Wood
  • Number of fireplaces: 6
  • Fireplace: Yes
  • Finished area above ground: 3,801

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 3,801
  • Total interior livable area: 3,801 sqft

Kitchen

  • Level: First
  • Area: 145

Living Room

  • Level: First
  • Area: 208

Master Bedroom

  • Level: Second
  • Area: 217

Property

Details

  • Parcel number: M:085.0 B:0000 L:0020.0,721852
  • Zoning: RA

Features

  • Exterior features: Garden
  • Has view: Yes
  • View description: Scenic View(s)

Lot

  • Lot size: 0.97 Acres
  • Features: Cleared

Parking

  • Total spaces: 10
  • Parking features: Off Street,Stone/Gravel
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$191$2,292
Property Taxes $863$10,356
Electricity $749$8,994
Total$5,847$70,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,468/yr
40% on housing$175,410/yr
45% on housing$155,920/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 01864$331
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01864$408
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$799,900

For Sale by Agent

AgentKevin Fruh
BrokerageGibson Sotheby's International Realty

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