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13 Percy Ave, Reading, MA, 01867

3beds
1baths
1,642sqft
$599,000
$365price/sqft
$4,095/moest. monthly cost
$163,800/yrincome needed

About This Home

Attention Investors and Contractors! This is the opportunity you've been waiting for. Situated on a quiet dead-end street and set on a rare 0.82-acre lot, this 3-bedroom, 1-bath property offers exceptional renovation and value-add potential in one of Reading's most desirable neighborhoods. Whether you're searching for your next renovation project or value-add investment, this property offers an exceptional opportunity to build equity and maximize your return. Conveniently located just minutes from the MBTA Commuter Rail, Route 28, I-93, and I-95, with downtown Boston approximately 12 miles away, the location offers outstanding commuter access while enjoying all that Reading has to offer. Sold As Is. Buyer shall be responsible Title V. Don't miss this rare chance to invest in a prime location with tremendous upside and long-term potential.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

7/10
7/10
8/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 1,642

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,642
  • Total interior livable area: 1,642 sqft

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: M:011.000000232.0,732036
  • Zoning: S15

Features

  • Patio & porch: Porch - Enclosed
  • Exterior features: Porch - Enclosed

Lot

  • Lot size: 0.82 Acres
  • Features: Wooded,Cleared,Gentle Sloping,Level

Parking

  • Total spaces: 4
  • Parking features: Paved Drive,Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$152$1,824
Property Taxes $561$6,732
Electricity $354$4,259
Total$4,095$49,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,400/yr
40% on housing$122,850/yr
45% on housing$109,200/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$365This listing

vs Other Active Listings

Avg $/sqft

ZIP 01867$411
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01867$478
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$599,000
2026-06-10Listed for sale$695,000

For Sale by Agent

AgentChristian Guzman
BrokerageeXp Realty LLC

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