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549 Main St, Townsend, MA, 01474

6beds
3baths
4,494sqft
$600,000
$134price/sqft
$4,806/moest. monthly cost
$192,240/yrincome needed

About This Home

Nestled along scenic Main Street in Townsend, this beautifully updated New England home seamlessly blends timeless character with modern comfort. Rich in charm and architectural detail, the property features expansive gathering spaces, multiple fireplaces, exposed beams, and a dramatic vaulted great room filled with natural light. The renovated kitchen offers a clean, modern aesthetic complete with a large center island ideal for entertaining and everyday living. A flexible floor plan provides endless possibilities for multigenerational living, working from home, or creating dedicated recreation and lounge spaces. Adding even more potential, the unfinished bonus space above the oversized two-car garage is ready to be transformed into a studio, game room, guest suite, or additional living area tailored to your needs.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Year built: 1800

Materials

  • Foundation: Block,Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Tankless Water Heater,Range,Refrigerator,Freezer,Washer,Dryer
  • Laundry features: First Floor,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Interior Entry,Bulkhead,Concrete,Unfinished

Bathroom1

  • Level: First
  • Area: 30.416666666

Bathroom2

  • Level: Second
  • Area: 55.416666666

Bathroom3

  • Level: Second
  • Area: 66.354166666

Bedroom2

  • Level: Second
  • Area: 212.5

Bedroom3

  • Level: Second
  • Area: 237.673611111

Bedroom4

  • Level: Second
  • Area: 231.083333333

Bedroom5

  • Level: First
  • Area: 205.375

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 379.166666666

Family Room

  • Level: First
  • Area: 610.416666666

Features

  • Bonus Room
  • Flooring: Wood,Carpet
  • Number of fireplaces: 6
  • Fireplace: Yes
  • Finished area above ground: 4,494

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 4,494
  • Total interior livable area: 4,494 sqft

Kitchen

  • Level: First
  • Area: 384.652777777

Living Room

  • Level: First
  • Area: 242.840277777

Master Bathroom

  • Features: Yes

Master Bedroom

  • Level: Second
  • Area: 211.833333333

Property

Details

  • Parcel number: 803315
  • Zoning: RA3

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Porch - Enclosed,Patio
  • Exterior features: Porch - Enclosed,Patio,Pool - Inground
  • Fencing: Fenced/Enclosed
  • Has view: Yes
  • View description: Water,Other Water View (See Remarks)
  • Has water view: Yes
  • Water view: Other (See Remarks),Water

Lot

  • Lot size: 0.62 Acres
  • Features: Cleared

Parking

  • Total spaces: 7
  • Parking features: Attached,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Drought
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$167$2,004
Property Taxes $720$8,640
Electricity $886$10,634
Total$4,806$57,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,777/yr
40% on housing$144,180/yr
45% on housing$128,160/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 01474—
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01474$272
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$600,000
2026-05-14Listed for sale$625,000
2025-04-28Listing removed$710,000
2025-01-29Listed for sale$710,000
2023-07-31Sold$565,000
2023-06-28Price change$559,900
2023-06-16Listed for sale$569,900
2020-04-30Sold$330,000

For Sale by Agent

AgentBenjamin Bradway
BrokerageMathieu Newton Sotheby's International Realty

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