See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

100 S Harbor Rd, Townsend, MA, 01469

3beds
1baths
1,318sqft
$549,900
$417price/sqft
$3,988/moest. monthly cost
$159,520/yrincome needed

About This Home

Tucked away on a private lot with irrigation abutting conservation land, this warm and inviting home blends charm, character, and comfort throughout. Step inside to beautifully maintained wide red pine floors that flow through the sun-filled living spaces, creating a timeless and welcoming feel. The spacious living room is filled with natural light from oversized windows overlooking the wooded surroundings, while the dining area opens seamlessly to the back deck through French doors, perfect for entertaining or enjoying quiet mornings outdoors. The kitchen features rich custom cabinetry, butcher block countertops, stainless steel appliances, and excellent workspace. Three comfortable bedrooms and a full bath complete the main level, while the finished lower level with fireplace offers flexible additional living space. Surrounded by mature trees and peaceful outdoor space, this property offers privacy with nearby biking, hiking, and fishing. Where privacy and nature come together.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Entry
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Pine
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,318

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,318
  • Total interior livable area: 1,318 sqft

Master Bathroom

  • Features: No

Property

Details

  • Parcel number: M:053A B:0005 L:0000,806572
  • Zoning: RA3
  • Exclusions: Mirror Over The Vanity In The Bathroom.

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 5
  • Parking features: Attached,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$194$2,328
Property Taxes $660$7,920
Electricity $354$4,259
Total$3,988$47,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,731/yr
40% on housing$119,640/yr
45% on housing$106,346/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 01469$252
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01469$243
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$534,900
2026-05-13Listed for sale$549,900

For Sale by Agent

AgentChristian Doherty
BrokerageDoherty Properties

Similar Homes