1901 Warf Rd, Lexington, NC, 27292
About This Home
Turnkey waterfront retreat on High Rock Lake, ideal for full time living or weekend escapes. Per septic permit, the home is approved for 2 bedrooms and also features 2 additional flex rooms currently used as bedrooms, along with 3 full bathrooms and a fully finished walkout basement for added space and versatility. Enjoy beautiful lake views from the covered deck, while hardwood floors, granite countertops, and stainless steel appliances create a warm and inviting interior. The level lot provides easy shoreline access to an aluminum low maintenance dock with boat lift. The lower level of the boathouse offers excellent storage, and the upper level features a spacious screened gathering area perfect for entertaining. Extra gravel parking included, select furniture conveys, and a Barletta pontoon boat is negotiable. Move in and start enjoying lake life immediately with minimal maintenance and maximum outdoor living space.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Construction materials: Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Stick/Site Built,Residential,Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Disposal,Free-Standing Range,Electric Water Heater
- Laundry features: Dryer Connection,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Finished, Basement
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
Dining Room
- Level: Main
Features
- Ceiling Fan(s),Dead Bolt(s),Kitchen Island,Pantry,Solid Surface Counter
- Flooring: Carpet,Tile,Wood
- Finished area below ground: 1,036
- Finished area above ground: 1,478
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,514
- Total interior livable area: 2,514 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 06024B00B0026B00
- Zoning: RS
- Special condition: Owner Sale
Features
- Levels: One and One Half
- Stories: 1
- Pool features: None
- Patio & porch: Porch
- Fencing: Fenced,Privacy
- Has view: Yes
- View description: Lake,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Lot size: 0.40 Acres
- Features: Cleared,Level
Parking
- Parking features: Driveway,Gravel,Circular Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Davidson County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,298 | $51,576 |
| Home Insurance * | $391 | $4,692 |
| Property Taxes | $529 | $6,348 |
| Electricity | $234 | $2,809 |
| Total | $5,452 | $65,424 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $850,000 |
| 2026-03-23 | Price change | $899,000 |
| 2026-03-04 | Listed for sale | $939,900 |
| 2025-12-06 | Listing removed | $995,000 |
| 2025-06-06 | Listed for sale | $995,000 |
| 2008-07-31 | Sold | $449,000 |
| 2008-04-18 | Listed for sale | $449,000 |
| 2008-01-18 | Sold | $160,000 |
| 2006-09-01 | Sold | $137,000 |
For Sale by Agent
View on Zillow