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1553 Waterford Pointe Rd, Lexington, NC, 27292

4beds
5baths
5,113sqft
$1,950,000
$381price/sqft
$12,332/moest. monthly cost
$493,280/yrincome needed

About This Home

Welcome home. Feast your eyes on this breath-taking lake view from this gorgeous property nestled in one of the most coveted locations on HRL, Waterford Pointe. One owner/agent custom home, open concept lovingly cared for & frequently updated with attention to detail. Note seamless flow from indoors to stunning water views & access to 2 decks. LL has covered, shaded patio. Pretty almost level walkway to huge, shared deck & pier. So many options allow for big entertaining or finding a cozy get-away spot to unwind. Home can live as 2 houses with spacious room for family & guests. All bedrooms are ensuite, 2 ML, 2 LL 2 kitchens, living areas, office/library, & flex/exercise room. Adorable bright sunroom not counted in TLA. Massive 3 car garage. Everything you want including awesome outside shower. Park your water toys at the pier, shared with vacant lot 16. (seller owns). Dreams come true at the lake, start making your memories today. Showings for qualified buyers only. Broker/owner

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
8/10
Central Davidson MiddleGrades 6-87.8 mi
3/10
Central Davidson HighGrades 9-127.7 mi

Construction

Condition

  • Year built: 1995

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Convection Oven,Dishwasher,Disposal,Exhaust Fan,Free-Standing Range,Gas Water Heater,Tankless Water Heater,Attic Fan
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished, Basement

Bedroom2

  • Level: Main

Bedroom3

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3

Bonus Room

  • Level: Lower

Den

  • Level: Lower

Dining Room

  • Level: Main

Exercise Room

  • Level: Lower

Features

  • Great Room,Built-in Features,Ceiling Fan(s),Dead Bolt(s),In-Law Floorplan,Interior Attic Fan,Kitchen Island,Pantry,Separate Shower,Solid Surface Counter,Vaulted Ceiling(s)
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 3
  • Fireplace features: Gas Log,Den,Living Room,Primary Bedroom
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 2,057
  • Finished area above ground: 3,056

Heating & Cooling

  • Heating features: Fireplace(s),Floor Furnace,Zoned,Natural Gas
  • Cooling features: Attic Fan,Central Air,Zoned,Multi Units

Interior Area

  • Total structure area: 5,113
  • Total interior livable area: 5,113 sqft

Kitchen

  • Level: Lower

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Office

  • Level: Main

Other

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 06040a0000017
  • Zoning: RS
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Remarks
  • Fencing: None
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake Privileges,Lake Front,Lake
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 0.99 Acres
  • Features: Partially Cleared,Partially Wooded,Subdivided,Views,Subdivision
  • Lot size dimensions: 96 x 478 x 62 x 76 x 481

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage,Paved,Circular Driveway,Garage Door Opener,Basement
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Davidson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,860$118,320
Home Insurance *$898$10,776
Property Taxes $1,098$13,176
Electricity $476$5,714
Total$12,332$147,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$422,811/yr
40% on housing$369,960/yr
45% on housing$328,853/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$381This listing

vs Other Active Listings

Avg $/sqft

ZIP 27292$172
Davidson County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 27292$159
Davidson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Listed for sale$1,950,000
2025-08-30Listing removed$1,950,000
2025-08-25Listed for sale$1,950,000
1995-05-01Sold$100,000

For Sale by Agent

AgentFlorette Melton
BrokerageUnique Properties Of The Triad

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