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14 L St, Hull, MA, 02045

2beds
2baths
1,229sqft
$499,000
$406price/sqft
$3,524/moest. monthly cost
$140,960/yrincome needed

About This Home

Welcome to 14 L Street, Hull, a beautifully updated two-bedroom, two-bath home just moments from the beach. This move-in-ready property features brand-new hardwood floors throughout, adding warmth, character, and a modern touch. Natural light fills the home, creating a bright and inviting atmosphere from the moment you enter. The thoughtfully designed layout offers comfortable living with an inviting living area, functional kitchen, and two well-appointed bedrooms. Two full bathrooms provide added convenience for residents and guests. Recent improvements and meticulous upkeep make this home an excellent opportunity for year-round living, a weekend getaway, or an investment property. Located in one of Hull’s desirable coastal neighborhoods, you’ll enjoy easy access to beaches, local restaurants, shopping, and commuter options to Boston. Whether you’re looking for a primary residence, rental income or vacation home this is a great opportunity.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

6/10
Lillian M. Jacobs SchoolGrades PK-71.4 mi
6/10
Hull High SchoolGrades 6-121.9 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Microwave,Refrigerator,Washer,Dryer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,229

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,229
  • Total interior livable area: 1,229 sqft

Property

Details

  • Parcel number: M:00014 P:00068,1042306
  • Attached to another structure: Yes
  • Zoning: SFA

Features

  • Patio & porch: Porch
  • Exterior features: Porch
  • Has view: Yes
  • View description: Water,Ocean
  • Has water view: Yes
  • Water view: Ocean,Water
  • Waterfront features: 0 to 1/10 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 4,103 sqft

Parking

  • Total spaces: 4
  • Parking features: Paved Drive,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$190$2,280
Property Taxes $457$5,484
Electricity $354$4,259
Total$3,524$42,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,822/yr
40% on housing$105,720/yr
45% on housing$93,973/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$406This listing

vs Other Active Listings

Avg $/sqft

ZIP 02045$445
Plymouth County$360

vs Homes Sold Last Month

Median $/sqft

ZIP 02045$483
Plymouth County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Contingent$499,000
2026-08-01Listed for sale$499,000
2026-06-30Pending sale$499,000
2026-06-16Contingent$499,000
2026-06-11Listed for sale$499,000
1994-05-04Sold$80,000

For Sale by Agent

AgentJohn Heffernan
BrokerageCompass

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