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101 Kenberma St, Hull, MA, 02045

5beds
2baths
2,450sqft
$699,900
$286price/sqft
$4,931/moest. monthly cost
$197,240/yrincome needed

About This Home

This beloved family home has been cherished for over 30 years. Nestled in the heart of Hull, it offers the perfect blend of convenience and coastal living—just a short walk to the town’s stunning beach. Set on a rare, nearly 11,000 square foot lot, this one-of-a-kind property delivers exceptional space and privacy in a prime central location. Boasting two full floors of living space, the home features five bedrooms, two complete kitchens, and an oversized detached two-car garage. The garage is ideal for a large workshop, boat or vehicle storage, or even potential ADU space. With generous yard space perfect for outdoor enjoyment, gardening, or future expansion, the possibilities are endless. Come envision how to make this special property your own—there are so many ways to reimagine and utilize the home and its expansive lot.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

6/10
Lillian M. Jacobs SchoolGrades PK-72.4 mi
6/10
Hull High SchoolGrades 6-122.7 mi

Construction

Condition

  • Year built: 1956

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Tankless Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Interior Entry

Bathroom1

  • Level: First

Bathroom2

  • Level: Basement

Bedroom2

  • Features: Closet, Flooring - Hardwood
  • Level: Main,First
  • Area: 140

Bedroom3

  • Features: Cedar Closet(s), Flooring - Hardwood
  • Level: Main,First
  • Area: 143

Bedroom4

  • Features: Closet, Flooring - Stone/Ceramic Tile
  • Level: Basement
  • Area: 224

Bedroom5

  • Features: Closet, Flooring - Stone/Ceramic Tile
  • Level: Basement
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Flooring - Hardwood, Open Floorplan
  • Level: First
  • Area: 196

Family Room

  • Features: Flooring - Stone/Ceramic Tile, Open Floorplan
  • Level: Basement
  • Area: 392

Features

  • Dining Area,Open Floorplan,Kitchen
  • Flooring: Wood,Tile,Flooring - Stone/Ceramic Tile
  • Finished area below ground: 1,100
  • Finished area above ground: 1,350

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,450
  • Total interior livable area: 2,450 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Exterior Access
  • Level: Main,First
  • Area: 165

Living Room

  • Features: Flooring - Hardwood, Open Floorplan
  • Level: Main,First
  • Area: 196

Master Bedroom

  • Features: Closet, Flooring - Hardwood
  • Level: Main,First
  • Area: 252

Property

Details

  • Parcel number: 1043764
  • Zoning: R

Features

  • Patio & porch: Patio
  • Exterior features: Patio,Gazebo
  • Waterfront features: Bay,Ocean,1/10 to 3/10 To Beach,Beach Ownership(Public)

Lot

  • Lot size: 10,742 sqft

Parking

  • Total spaces: 8
  • Parking features: Detached,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$267$3,204
Property Taxes $642$7,704
Electricity $483$5,797
Total$4,931$59,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,062/yr
40% on housing$147,930/yr
45% on housing$131,493/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 02045$444
Plymouth County$360

vs Homes Sold Last Month

Median $/sqft

ZIP 02045$483
Plymouth County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$699,900
2026-08-04Contingent$699,900
2026-08-03Price change$699,900
2026-07-16Listed for sale$799,900
1995-04-28Sold$120,000
1990-10-11Sold$125,000
1990-06-14Sold$100,000

For Sale by Agent

AgentPatrick Duff
BrokerageWilliam Raveis R.E. & Home Services

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