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816 Olympia St, Lexington, NC, 27295

2beds
1baths
1,490sqft
$222,000
$149price/sqft
$1,645/moest. monthly cost
$65,800/yrincome needed

About This Home

Discover this 1913 gem tucked at the end of a quiet dead-end street-just minutes from highways, shopping, and restaurants! This 2-bed, 1-bath beauty includes two bonus rooms upstairs, giving you a potential 4-1 layout perfect for guests, an office, or hobbies. Updates include HVAC(2025). A perfect blend of historic character and modern convenience-ready for you to make it your own!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

4/10
4/10
Lexington Middle SchoolGrades 6-80.8 mi
2/10

Construction

Condition

  • Year built: 1913

Materials

  • Construction materials: Aluminum Siding,Stucco,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 2

Features

  • Dead Bolt(s)
  • Flooring: Carpet,Vinyl
  • Attic: Storage
  • Finished area above ground: 1,490

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,490
  • Total interior livable area: 1,490 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 11014000292
  • Zoning: TN
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: None

Lot

  • Lot size: 0.12 Acres
  • Features: City Lot,Cleared,Dead End,Level,Subdivided,Not in Flood Zone,Flat,Subdivision

Parking

  • Parking features: Gravel,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Davidson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,122$13,464
Home Insurance *$80$960
Property Taxes $243$2,916
Electricity $200$2,405
Total$1,645$19,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,400/yr
40% on housing$49,350/yr
45% on housing$43,866/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 27295$145
Davidson County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 27295$168
Davidson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-11Price change$227,000
2025-09-24Price change$235,000
2025-08-15Listed for sale$240,000
2025-08-01Listing removed$239,900
2025-05-02Price change$239,900
2025-01-02Price change$250,000
2024-09-04Price change$256,000
2024-06-19Listed for sale$263,000
2020-10-13Sold$40,000
2007-07-12Sold$32,000

For Sale by Agent

AgentGlen Stanley III
BrokerageTotal Real Estate, LLC

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