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105 N Pugh St, Lexington, NC, 27292

2beds
1baths
952sqft
$142,000
$149price/sqft
$1,138/moest. monthly cost
$45,520/yrincome needed

About This Home

Home sold As-Is. Remodeled in 2020 with new flooring, appliances and kitchen cabinets. Listing agent is one of the owners. Tenant occupied, Month to Month Lease. 30 day notice required to terminate existing lease. 24 Hour notice required for showings. Sale includes adjacent lot at 107 N. Pugh St. . Tax value noted is for both properties as of most recent Davidson County Tax Assessment.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

4/10
4/10
Lexington Middle SchoolGrades 6-80.8 mi
3/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 952

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 952
  • Total interior livable area: 952 sqft

Primary Bedroom

  • Features: None
  • Level: Main
  • Area: 168
  • Dimensions: 12' 0" X 14' 0"

Property

Details

  • Parcel number: 1106400000013000
  • Zoning: SFR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch

Lot

  • Lot size: 0.10 Acres
  • Lot size dimensions: 36 x 118

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Davidson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $718$8,616
Home Insurance *$65$780
Property Taxes $155$1,860
Electricity $200$2,405
Total$1,138$13,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,017/yr
40% on housing$34,140/yr
45% on housing$30,346/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 27292$175
Davidson County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 27292$159
Davidson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$142,000
2026-07-15Listed for sale$150,000
2026-07-10Listing removed$1,150
2026-07-06Listed for rent$1,150
2025-07-13Listing removed$1,050
2025-07-09Price change$1,050
2025-07-01Listed for rent$1,200
2023-08-12Listing removed--
2023-08-02Listed for rent$950
2020-02-28Sold$17,000
2020-02-23Pending sale$18,000
2020-02-19Listed for sale$18,000
2019-10-11Sold$12,000
2019-09-24Pending sale$19,900
2019-08-30Price change$19,900
2019-08-13Listed for sale$24,900

For Sale by Agent

AgentDonald James
BrokerageEXP Realty LLC

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