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315 Small St, Thomasville, NC, 27360

3beds
2baths
1,216sqft
$239,900
$197price/sqft
$1,795/moest. monthly cost
$71,800/yrincome needed

About This Home

Discover the appeal of new construction with this beautifully crafted 3-bedroom, 2-bath home. Enjoy the convenience of a spacious concrete driveway and a welcoming covered front porch. Step inside to an open, airy living space that flows seamlessly into the dining area and modern kitchen, complete with a handy eat-at bar. The entire home features luxury vinyl flooring and beautiful tile, making cleaning and maintenance simple. The kitchen is designed for both style and function, with granite counters, stainless appliances, tile backsplash, and a true laundry room conveniently located beside the kitchen, making everyday tasks a breeze. Step out onto the large deck from the dining area and overlook your spacious, flat backyard. The popular split-bedroom layout offers a private primary suite with its own bathroom, walk-in closet, and linen closet, while two additional bedrooms share the hall bath. Don’t miss the opportunity to make this home your own. Schedule your private tour today!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
1/10
Thomasville High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Range,Electric Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Dead Bolt(s),Solid Surface Counter
  • Flooring: Tile,Vinyl
  • Attic: Access Only
  • Finished area above ground: 1,216

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,216
  • Total interior livable area: 1,216 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 16031000E0006
  • Zoning: R6
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch

Lot

  • Lot size: 0.23 Acres
  • Features: Cleared,Not in Flood Zone

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind
Tornado
Winter Weather
Hail
Hurricane
Inland Flooding
Lightning

FEMA Declared Disasters in Davidson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$110$1,320
Property Taxes $272$3,264
Electricity $200$2,405
Total$1,795$21,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,542/yr
40% on housing$53,850/yr
45% on housing$47,866/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 27360$137
Davidson County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 27360$165
Davidson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$249,900
2025-10-23Sold$127,500

New Construction

AgentDenis Speckman
BrokerageSpeckman Residential Properties

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