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78-6911 Kiaaina St, Kailua Kona, HI, 96740

4beds
4baths
2,729sqft
$2,490,000
$912price/sqft
$17,261/moest. monthly cost
$690,440/yrincome needed

About This Home

Commanding an exceptional position above historic Keauhou Bay, this private estate is tucked within the exclusive 24 hour guard-gated community of Keauhou Estates, where timeless island architecture, tropical serenity, and panoramic ocean views create an extraordinary place to call home. Video link - https://player.vimeo.com/video/1205351024 Designed for effortless Hawaiian style living, the residence blends connection between its refined interiors and inviting outdoor spaces. Soaring ceilings, expansive gathering areas, and walls of glass open to a spacious covered lanai, where ...a resort-style pool, outdoor kitchen, gas heated pool, custom wood fencing designed and installed by a local artist, and lush private landscaping set above Kona's breathtaking coastline. Privately situated on the south wing, the primary suite offers a peaceful retreat with a spacious walk-in closet, ocean views, double lanai access, and a spa-inspired ensuite complete with a soaking tub and separate walk-in shower. A separate ensuite bedroom currently an office. The north wing of the residence is dedicated to guests, offering two generously sized ensuite bedrooms thoughtfully positioned for maximum privacy. One guest suite enjoys beautiful ocean views and direct access to the poolside lanai, making it an ideal secondary primary suite. Exceptional craftsmanship is evident throughout, with engineered hardwood flooring, etched glass for privacy, a durable cement tile roof, premium kitchen appliances, and timeless architectural details that create an atmosphere of enduring appeal and luxury. Located just moments from Keauhou Bay, Magic Sands Beach, Kona Country Club, world-class snorkeling, paddleboarding, golf, beaches, dining, and shopping...this residence offers the rare opportunity to enjoy the privacy of an exclusive gated neighborhood while remaining connected to the very best of the Kona Coast.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
Kahakai Elementary SchoolGrades PK-53.1 mi
5/10
Konawaena Middle SchoolGrades 6-85.2 mi
4/10
Konawaena High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 1989

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Other,Stone

Interior Area

  • Total structure area: 2,729
  • Total interior livable area: 2,729 sqft

Property

Details

  • Parcel number: 3780210280000
  • Zoning: RS-15
  • Special condition: Fee Simple,Standard

Features

  • Pool features: In Ground,Outdoor Pool
  • Fencing: Stone,Wood

Lot

  • Lot size: 0.36 Acres

Parking

  • Parking features: Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Tsunami
    TsunamiModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Tsunami
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,590$151,080
Home Insurance *$638$7,656
Property Taxes $3,155$37,860
Electricity $878$10,545
Total$17,261$207,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$591,805/yr
40% on housing$517,830/yr
45% on housing$460,293/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$912This listing

vs Other Active Listings

Avg $/sqft

ZIP 96740$1,104
Hawaii County$495

vs Homes Sold Last Month

Median $/sqft

ZIP 96740$701
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$2,490,000
2024-08-12Sold$2,350,000
2024-03-14Listed for sale$2,595,000
2020-01-31Sold$1,475,000
2005-10-27Sold$1,350,000

For Sale by Agent

AgentChelsey Marie Honda
BrokerageCOMPASS

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