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125 Oxbow Rd, Needham, MA, 02492

5beds
5baths
4,931sqft
$2,650,000
$537price/sqft
$17,088/moest. monthly cost
$683,520/yrincome needed

About This Home

Beautifully maintained, sited on 1.78 lush, level acres with access to the Charles River, this 13-room home offers exceptional space and versatility. Featuring 4/5 bedrooms, 3 full and 2 half baths, this totally updated home has a very inviting living room and family room with fireplaces and built-ins, a first floor study as well as an office/bedroom with private entrance. The eat-in kitchen offers a breakfast bar, dining area, and access to a separate formal dining room. Hardwood floors, higher ceilings, picture windows, and a screened porch enhance the home’s warmth and charm. Upstairs, the primary suite includes a private office, full bath and two walk-in closets.. A finished lower level features a playroom, fitness room, bedroom, and full bath. Additional amenities include central air, a walk-up attic with cedar closet, central vacuum, a generator, and 2-car garage with direct entry. Enjoy walking trails behind this sought-after setting with easy access to town, train and highway!

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

9/10
Newman Elementary SchoolGrades PK-51.6 mi
10/10
High Rock SchoolGrades 61.7 mi
9/10
Needham High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Disposal,Microwave,Range,Refrigerator,Freezer,Washer,Dryer,Vacuum System
  • Laundry features: Flooring - Stone/Ceramic Tile,Second Floor

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Bulkhead

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
  • Level: Second

Bathroom3

  • Features: Bathroom - Full, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile
  • Level: Basement

Bedroom2

  • Features: Closet/Cabinets - Custom Built, Flooring - Hardwood
  • Level: Second
  • Area: 182

Bedroom3

  • Features: Closet, Flooring - Hardwood
  • Level: Second
  • Area: 196

Bedroom4

  • Features: Closet, Flooring - Hardwood
  • Level: Second
  • Area: 168

Bedroom5

  • Features: Bathroom - Half, Closet, Flooring - Hardwood, Window(s) - Picture, Exterior Access
  • Level: First
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Dining Room

  • Features: Flooring - Hardwood, Chair Rail, Exterior Access
  • Level: First
  • Area: 168

Family Room

  • Features: Closet/Cabinets - Custom Built, Flooring - Hardwood, Exterior Access, Recessed Lighting, Slider
  • Level: First
  • Area: 390

Features

  • Closet/Cabinets - Custom Built,Bathroom - Full,Recessed Lighting,Closet,Office,Study,Play Room,Bonus Room,Exercise Room,Central Vacuum,Walk-up Attic
  • Door features: French Doors
  • Window features: Skylight(s),Screens
  • Flooring: Tile,Carpet,Hardwood,Flooring - Wall to Wall Carpet,Flooring - Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,438
  • Finished area above ground: 3,493

Heating & Cooling

  • Heating features: Baseboard,Electric Baseboard,Humidity Control,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,931
  • Total interior livable area: 4,931 sqft

Kitchen

  • Features: Closet/Cabinets - Custom Built, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Dining Area, Pantry, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Recessed Lighting, Peninsula, Lighting - Pendant
  • Level: First
  • Area: 504

Living Room

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 280

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Walk-In Closet(s), Closet/Cabinets - Custom Built, Flooring - Hardwood
  • Level: Second
  • Area: 300

Office

  • Features: Skylight, Flooring - Wall to Wall Carpet
  • Level: Second
  • Area: 324

Property

Details

  • Parcel number: 146245
  • Zoning: SFR

Features

  • Patio & porch: Screened,Deck
  • Exterior features: Porch - Screened,Deck,Rain Gutters,Professional Landscaping,Sprinkler System,Screens
  • On waterfront: Yes
  • Waterfront features: Waterfront,River,Access

Lot

  • Lot size: 1.78 Acres
  • Features: Level

Parking

  • Total spaces: 8
  • Parking features: Attached,Garage Door Opener,Storage,Paved Drive
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,399$160,788
Home Insurance *$399$4,788
Property Taxes $2,318$27,816
Electricity $972$11,668
Total$17,088$205,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$585,874/yr
40% on housing$512,640/yr
45% on housing$455,680/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$537This listing

vs Other Active Listings

Avg $/sqft

ZIP 02492$524
Norfolk County$448

vs Homes Sold Last Month

Median $/sqft

ZIP 02492$562
Norfolk County$427

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Contingent$2,650,000
2026-06-11Listed for sale$2,650,000
1979-04-10Sold$50,000

For Sale by Agent

AgentJill Finkelstein & Associates
BrokerageCompass

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