32 Treasure Island Rd, Plainville, MA, 02762
About This Home
Your dream lakefront escape awaits! Cherished by the same family for generations, this special lakefront home offers approximately 118' of direct water front on beautiful Lake Mirimichi and a rare opportunity to experience lake living at its finest. Warm, inviting spaces include a fireplaced living room with beautiful built-ins, dining area and sunroom - all with stunning water views. A first-floor office and full bath add flexibility, while the upstairs bedrooms with deep closets enjoy peaceful lake vistas. The finished walk-out lower level extends the living space with a family room featuring a wet bar and a versatile bonus room — perfect for guests, home office, exercise room or creative studio. Rarely does a property offer such substantial waterfront with exceptional outdoor living space — an expansive deck and patio, a generous fenced yard, two docks and a floating dock that create an extraordinary setting for boating, jetskiing, kayaking, fishing, swimming, entertaining or simply relaxing by the water. Enjoy quiet mornings with coffee overlooking the lake, spend the afternoon out on the water and end the day with evening cocktails on the deck. More than just a lakefront property, this is a special place where lasting memories are made and every season brings something new to enjoy. A home where generations of memories have been made—and yours can begin! (please see attached feature sheet for list of updates including new septic and roof!)
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1956
Materials
- Foundation: Block
- Construction materials: Clapboard
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Full,Interior and Exterior,Partially Finished,Bedroom(s),Family Room,Laundry,Storage Space,Work Shop
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Den
- Level: Lower
Dining Area
- Level: First
Family Room
- Level: Lower
Features
- Stairs,Wet Bar,Ceiling Fan(s)
- Flooring: Ceramic Tile,Hardwood,Laminate,Carpet
- Number of fireplaces: 1
- Fireplace features: Brick
- Fireplace: Yes
- Finished area below ground: 600
- Finished area above ground: 1,437
Heating & Cooling
- Heating features: Oil,Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,437
- Total interior livable area: 2,037 sqft
Kitchen
- Level: First
Living Room
- Level: First
Office
- Level: First
Other
- Level: First
Other
- Level: Lower
Sun Room
- Level: First
Property
Details
- Parcel number: PLAIM00003B0000L087
- Zoning: RB
- Other equipment: Cable TV
Features
- Fencing: Fenced
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront,Access,Dock,Freshwater Front,Walk to Fresh Water,Walk To Water
Lot
- Lot size: 6,594 sqft
- Features: Sprinklers
Parking
- Total spaces: 4
- Parking features: No Garage,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Ice Storm
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $223 | $2,676 |
| Property Taxes | $823 | $9,876 |
| Electricity | $401 | $4,820 |
| Total | $5,487 | $65,844 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $799,000 |
| 2026-07-16 | Listed for sale | $839,900 |
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