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40 Neal St, Walpole, MA, 02081

4beds
3baths
3,117sqft
$1,079,000
$346price/sqft
$7,501/moest. monthly cost
$300,040/yrincome needed

About This Home

This charming and renovated Four bedroom Cape offers more almost 3000 sf of living space and is located in a dead end street for peace and quite. At the center of the home is a beautifully designed and updated kitchen featuring stainless steel appliances, newly installed tiled floors and gleaming stone countertops. The welcoming, sun-filled dining room and front to back living room with wood burning fireplace provide a comfortable atmosphere for both family and friends. Completing the 1st floor is a sought-after office/bedroom; also great for guests. Upstairs, the large primary bedroom suite absorbs an abundance of natural light and features a modern full bathroom with a large closets. Down the hall, you'll find two other great size bedrooms . For add'l space, the lower level has a been finished with offices/play room or a man cave you name it. The home is well sited on a large lot and has a level back yard 2 drive ways , patio, perfect for entertaining. Come see for yourself

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
Old Post Road SchoolGrades K-50.6 mi
6/10
Walpole Middle SchoolGrades 6-80.9 mi
8/10
Walpole High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partial,Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Insulated Windows
  • Flooring: Wood,Tile,Vinyl,Carpet
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,000
  • Finished area above ground: 3,117

Heating & Cooling

  • Heating features: Central,Baseboard,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,117
  • Total interior livable area: 3,117 sqft

Property

Details

  • Parcel number: M:00035 B:00122 L:00000,250378
  • Zoning: res
  • Exclusions: Washer And Dryer Is Negotiable "solar Plug For Tesla On Garage "

Features

  • Patio & porch: Porch,Deck
  • Exterior features: Porch,Deck
  • Waterfront features: Lake/Pond

Lot

  • Lot size: 0.46 Acres
  • Features: Wooded

Parking

  • Total spaces: 10
  • Parking features: Attached,Under,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,456$65,472
Home Insurance *$284$3,408
Property Taxes $1,147$13,764
Electricity $614$7,375
Total$7,501$90,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$257,177/yr
40% on housing$225,030/yr
45% on housing$200,026/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$346This listing

vs Other Active Listings

Avg $/sqft

ZIP 02081$350
Norfolk County$448

vs Homes Sold Last Month

Median $/sqft

ZIP 02081$379
Norfolk County$427

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$1,079,000
2025-11-20Listing removed$990,000
2025-11-12Listed for sale$990,000
2025-09-20Listing removed$1,050,000
2025-08-20Listed for sale$1,050,000
2025-06-21Listing removed$1,050,000
2025-05-13Listed for sale$1,050,000
2025-02-03Listing removed$1,050,000
2024-12-12Listed for sale$1,050,000
2022-11-10Sold$550,000
2022-09-07Contingent$599,900
2022-08-30Price change$599,900
2022-08-23Price change$624,900
2022-08-06Listed for sale$650,000
2019-07-13Listing removed$3,200
2019-06-11Listed for rent$3,200

For Sale by Agent

AgentLilian Regia Davis
BrokerageDell Realty Inc.

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