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8 Captains Ln, Mattapoisett, MA, 02739

3beds
1baths
1,305sqft
$675,000
$517price/sqft
$4,592/moest. monthly cost
$183,680/yrincome needed

About This Home

Tucked away on a quiet, tree-lined street just moments from the heart of Mattapoisett Village, this inviting 3-bedroom, 1-bath home blends charm, comfort, and the ease of coastal living. Set on a 0.15-acre lot, the 1,305 sq.ft. residence offers a bright, flowing layout that makes everyday living feel effortless. The main floor features a cozy living area, a cheerful kitchen, and two comfortable bedrooms, while a third bedroom on the second floor provides a private space perfect for guests, a home office, or quiet retreat. A screened-in porch extends the living space outdoors, ideal for relaxed mornings or breezy summer nights. With its ideal location near the harbor, beaches, and village shops, this home is a wonderful opportunity to enjoy life in one of Mattapoisett’s most desirable seaside neighborhoods.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
Center SchoolGrades PK-30.2 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Bulkhead

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,305

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,305
  • Total interior livable area: 1,305 sqft

Property

Details

  • Parcel number: 1086182
  • Zoning: VR1

Features

  • Patio & porch: Screened
  • Exterior features: Porch - Screened
  • Waterfront features: Ocean,0 to 1/10 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 6,534 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Unpaved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$227$2,724
Property Taxes $598$7,176
Electricity $354$4,259
Total$4,592$55,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,440/yr
40% on housing$137,760/yr
45% on housing$122,453/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$517This listing

vs Other Active Listings

Avg $/sqft

ZIP 02739$430
Plymouth County$360

vs Homes Sold Last Month

Median $/sqft

ZIP 02739$414
Plymouth County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-12Price change$675,000
2026-01-05Listed for sale$699,000
2026-01-01Listing removed$699,000
2025-08-26Price change$699,000
2025-08-01Listed for sale$720,000

For Sale by Agent

AgentTerence R. Boyle
BrokerageLandVest, Inc.

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