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92-9064 Ginger Blossom Ln, Ocean View, HI, 96704

2beds
1baths
896sqft
$245,000
$273price/sqft
$1,848/moest. monthly cost
$73,920/yrincome needed

About This Home

Lovely 2 bedroom 1 bath well kept home on a wide wooded acre. Excellent location. On Ginger Blossom just above Aloha. Minutes to the Hwy & Shopping Centers. Freshly painted interior. New water heater. New flooring in both generous sized bedrooms. Open kitchen living area. Apprx 13,000 gallon water tank. Fenced yard for you to enjoy and safe & convenient for your pets. Front deck affords a wonderful view of the blue Pacific Ocean. Old growth Ohia in a kipuka. This is an immaculate home in a quiet peaceful surrounding. Ocean View is a growing rural community. Still affordable on the Leeward side of the Big Island of Hawaii

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

2/10
Naalehu Elementary SchoolGrades PK-614.2 mi
1/10
Ke Kula O EhunuikaimalinoGrades PK-1229.3 mi

Construction

Condition

  • Year built: 1992

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet

Interior Area

  • Total structure area: 896
  • Total interior livable area: 896 sqft

Property

Details

  • Parcel number: 3920180130000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Has view: Yes
  • View description: Ocean,Ocean Horizon
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 356 x 122

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$128$1,536
Property Taxes $108$1,296
Electricity $374$4,497
Total$1,848$22,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,360/yr
40% on housing$55,440/yr
45% on housing$49,280/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 96704$353
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96704$384
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$245,000
2026-03-13Listed for sale$247,000
2026-03-06Contingent$247,000
2026-02-19Listed for sale$247,000
2011-02-15Sold$62,000
2005-06-03Sold$150,000
2002-12-13Sold$95,000
2002-01-24Sold$80,000

For Sale by Agent

AgentKaren E Ingraham
BrokerageSouth Hawaii Realty, LLC

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