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43 Emerald St, Athol, MA, 01331

4beds
2baths
1,582sqft
$464,900
$294price/sqft
$3,387/moest. monthly cost
$135,480/yrincome needed

About This Home

Beautifully renovated home featuring major updates throughout in 2025. Enjoy energy-efficient living with solar panels that cover most electric costs — summer bills have reportedly been as low as $0-$37 even with central A/C running throughout the day. Brand new central A/C and heating system installed in early 2026, along with a new electric water heater and new water filtration system. New windows installed in 2025. Fully finished basement offers additional living space perfect for entertaining, home office, gym, or extended living needs. Solar system is nearly paid off. Move-in ready with modern upgrades and excellent utility savings.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
3/10
Athol High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Stone,Brick/Mortar,Irregular
  • Roof: Asphalt/Composition Shingles
  • Construction materials: Conventional (2x4-2x6)

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Dishwasher,Disposal,Microwave,Refrigerator,Washer,Dryer,Water Treatment
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Window features: Insulated Windows
  • Flooring: Tile
  • Finished area above ground: 1,582

Heating & Cooling

  • Heating features: Central,Electric,Active Solar
  • Cooling features: Central Air,Active Solar

Interior Area

  • Total structure area: 1,582
  • Total interior livable area: 1,582 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: 1448405
  • Zoning: RES

Features

  • Patio & porch: Porch,Porch - Enclosed,Patio
  • Exterior features: Porch,Porch - Enclosed,Patio,Fenced Yard
  • Fencing: Fenced/Enclosed,Fenced

Lot

  • Lot size: 3,883 sqft
  • Features: Level

Parking

  • Total spaces: 3
  • Parking features: Off Street,Stone/Gravel,Unpaved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Ice Storm
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,350$28,200
Home Insurance *$193$2,316
Property Taxes $490$5,880
Electricity $354$4,259
Total$3,387$40,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,125/yr
40% on housing$101,610/yr
45% on housing$90,320/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 01331$205
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01331$245
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$474,900
2019-09-27Sold$173,000
2019-08-20Pending sale$179,900
2019-08-07Listed for sale$179,900
2019-04-26Sold$60,000
2019-03-28Pending sale$69,999
2019-03-25Price change$69,999
2018-12-06Price change$77,000
2018-09-08Listed for sale$95,000
2017-12-29Listing removed$99,000
2017-11-24Price change$99,000
2017-11-14Price change$105,000
2017-11-02Price change$115,000
2017-09-14Listed for sale$125,000
2012-08-27Sold$900
2004-05-28Sold$146,900
2003-01-27Sold$45,500

For Sale by Agent

AgentClaribel Bueno
BrokerageeXp Realty

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