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102 Liberty St, Athol, MA, 01331

4beds
2baths
2,332sqft
$299,000
$128price/sqft
$2,409/moest. monthly cost
$96,360/yrincome needed

About This Home

Opportunity knocks with this well-maintained two-family home set on an oversized, level lot with plenty of outdoor space and future potential. Each unit offers 2 bedrooms, 1 full bathroom, spacious living room areas, and generously sized kitchens with ample cabinet and storage space. Both apartments also feature their own laundry setup, adding convenience for occupants. The interior units have been well cared for and are in good overall condition, making this a strong option for owner-occupants or investors alike. This property has the potential to create strong equity with some really easy updates. The third floor could be additional bedrooms to the 2nd floor apartment, with some refinishing. Outside, the property offers tremendous value-add potential with a large barn ready for restoration, storage, workshop space, or other creative uses. This is a great opportunity to own a solid multi-family property with space, functionality, and upside potential all on one expansive lot.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
3/10
Athol High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Shingle

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Family - 2 Units Up/Down

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Living Room,Kitchen,Laundry Room
  • Window features: Insulated Windows
  • Finished area below ground: 2,350
  • Finished area above ground: 2,332

Heating

  • Heating features: Baseboard,Oil

Interior Area

  • Total structure area: 2,332
  • Total interior livable area: 2,332 sqft

Property

Details

  • Parcel number: 1448738
  • Zoning: RA

Features

  • Patio & porch: Enclosed

Lot

  • Lot size: 0.65 Acres
  • Features: Gentle Sloping,Level

Parking

  • Total spaces: 8
  • Parking features: Off Street
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$124$1,488
Property Taxes $315$3,780
Electricity $459$5,518
Total$2,409$28,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,594/yr
40% on housing$72,270/yr
45% on housing$64,240/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 01331$208
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01331$245
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$299,000
2026-07-10Price change$319,000
2026-06-16Listed for sale$324,900
2026-06-08Contingent$324,900
2026-05-29Listed for sale$324,900
2023-06-07Sold$159,900
2023-03-01Contingent$159,900
2023-03-01Listed for sale$159,900
2023-03-01Contingent$159,900
2023-02-23Listed for sale$159,900
2021-03-24Listing removed--
2019-05-16Sold$40,000
2018-12-16Listing removed$60,000
2018-12-16Price change$60,000
2018-12-16Pending sale$59,000
2018-11-30Listed for sale$59,000
2017-02-23Listing removed$800
2017-01-30Listed for rent$800
2016-10-17Sold$17,500
2016-09-23Pending sale$34,900
2016-08-09Price change$34,900
2016-07-30Price change$42,500
2016-06-28Price change$5,000
2016-06-21Price change$42,500
2016-05-13Listed for sale$49,900
2016-04-07Sold$72,297
2016-04-06Price change$57,900
2016-03-14Listed for sale$61,000

For Sale by Agent

AgentKelly Brown
BrokerageERA Key Realty Services - Worcester

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