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20 Pinehurst Ave, Auburn, MA, 01501

2beds
2baths
1,579sqft
$449,500
$285price/sqft
$3,325/moest. monthly cost
$133,000/yrincome needed

About This Home

Waterfront duplex overlooking beautiful Stoneville Pond offering a fantastic opportunity for both investors and owner-occupants. The first-floor unit features 2 bedrooms, 1 bath, direct access to the walkout basement with a garage door, and a rear deck with peaceful water views. The second-floor unit offers 1 bedroom and 1 bath, creating an ideal setup for supplemental rental income.The property includes two separate driveways, one for each unit, adding convenience and privacy for occupants. Heat and hot water are currently included in the rent but could easily be separated, while tenants already pay their own electricity.Whether you're looking to offset your mortgage with rental income or expand your investment portfolio, this versatile multi-family offers flexibility and long-term potential. Conveniently located just minutes from the highway, it's a commuter's dream with easy access to shopping, dining, and everyday amenities.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

--
6/10
Auburn Middle SchoolGrades 6-83.1 mi
5/10
Auburn Senior High SchoolGrades PK,9-121.4 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Interior Entry,Garage Access,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,579

Interior Area

  • Total structure area: 1,579
  • Total interior livable area: 1,579 sqft

Property

Details

  • Parcel number: M:0004 B:0225 L:0000,1453504
  • Zoning: RA

Features

  • Patio & porch: Deck
  • On waterfront: Yes
  • Waterfront features: Waterfront,River

Lot

  • Lot size: 0.49 Acres
  • Features: Gentle Sloping,Level

Parking

  • Total spaces: 8
  • Parking features: Off Street
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,272$27,264
Home Insurance *$163$1,956
Property Taxes $536$6,432
Electricity $354$4,259
Total$3,325$39,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,000/yr
40% on housing$99,750/yr
45% on housing$88,666/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 01501$234
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01501$318
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Contingent$449,500
2026-07-14Price change$449,500
2026-06-15Listed for sale$459,500
1995-07-31Sold$113,500

For Sale by Agent

AgentJeremy Bailey
BrokerageSkyview Realty

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