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728 W Banner Ave, Winston Salem, NC, 27127

4beds
2baths
1,680sqft
$325,000
$193price/sqft
$2,273/moest. monthly cost
$90,920/yrincome needed

About This Home

Better than new in a wonderful neighborhood. This home has been completely reimagined from the ground up—taken down to the studs and rebuilt with a new floorplan and a clean, modern feel. Plumbing and electrical have been updated for peace of mind. Features of this all-electric home include a new roof, new heat pump HVAC system, new hot water heater, new low-maintenance vinyl siding, new doors, fresh paint, and all new flooring throughout. The kitchen has been thoughtfully designed with new cabinets, granite countertops, and a large island that opens to the main living space, making it perfect for everyday living or entertaining. Stainless steel refrigerator, range, and dishwasher have been ordered and will be installed. Seller offering $1,000 credit with acceptable offer to seed the yard this fall.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

6/10
Latham ElementaryGrades PK-50.6 mi
1/10
Philo MiddleGrades 6-81.2 mi
3/10
Parkland HighGrades 9-121.0 mi

Construction

Condition

  • Year built: 1952

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Range Hood,Electric Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Features

  • Dead Bolt(s),Kitchen Island,Solid Surface Counter
  • Flooring: Vinyl
  • Finished area above ground: 1,680

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Property

Details

  • Parcel number: 6824979171
  • Zoning: RS9
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: None

Lot

  • Lot size: 0.21 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Ice Storm

FEMA Declared Disasters in Forsyth County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$136$1,632
Property Taxes $294$3,528
Electricity $200$2,405
Total$2,273$27,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,931/yr
40% on housing$68,190/yr
45% on housing$60,613/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 27127$130
Forsyth County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 27127$170
Forsyth County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$369,000
2025-06-17Sold$142,000
2025-05-26Pending sale$139,900
2025-05-21Listed for sale$139,900
2018-07-01Listing removed$129,900
2018-04-16Price change$129,900
2018-01-03Listed for sale$134,500
2013-05-02Listing removed$139,500
2013-03-03Listed for sale$139,500
2006-07-20Sold$129,500

For Sale by Agent

AgentNicholas Holliday
BrokerageKeller Williams One

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