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43 Summer St, Barre, MA, 01005

5beds
2baths
2,678sqft
$395,000
$147price/sqft
$3,129/moest. monthly cost
$125,160/yrincome needed

About This Home

Discover a rare opportunity to own a charming 1845 two-family home in one of Massachusetts' most desirable small-town settings. Rich in historic character and New England appeal, this versatile property with a spacious back yard is located just a short walk from the center of what many consider the most beautiful common in Massachusetts. Whether you're seeking an owner-occupied investment, in law apartment, or rental income potential, this home offers exceptional flexibility and value.Both units feature spacious living areas and classic architectural details that reflect the craftsmanship of a bygone era. Enjoy the convenience of nearby shops, restaurants, community events, and picturesque green spaces, all within a welcoming and vibrant town center.Families will appreciate the highly regarded school district, while commuters will love being only 30 minutes from Worcester, providing easy access to major employers, healthcare facilities, universities, and cultural attraction

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
Ruggles Lane SchoolGrades PK-50.6 mi
3/10
5/10

Construction

Condition

  • Year built: 1845

Materials

  • Foundation: Concrete Perimeter,Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Interior Entry,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,678

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 2,678
  • Total interior livable area: 2,678 sqft

Property

Details

  • Parcel number: M:00EA B:0072 L:,3644601
  • Zoning: R15

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 4
  • Parking features: Detached,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$161$1,932
Property Taxes $443$5,316
Electricity $528$6,337
Total$3,129$37,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,280/yr
40% on housing$93,870/yr
45% on housing$83,440/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 01005$174
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01005$239
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$395,000

For Sale by Agent

AgentJustin Neylon
BrokerageWilliam Neylon Real Est.

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