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92-8651 Paradise Pkwy, Ocean view, HI, 96704

4beds
3baths
1,954sqft
$450,000
$230price/sqft
$3,347/moest. monthly cost
$133,880/yrincome needed

About This Home

Welcome to this spacious and unique 4-bedroom, 3-bath 3-car garage home. Ideal for multi-generational living or additional income. The home includes a fully self-contained downstairs suite with its own private entrance, bedroom, full bathroom, and living space. Perfect for hosting extended family, friends, or as a potential rental unit.The upper level features a cupola that not only brings in abundant natural light but also helps regulate indoor temperature year-round along with a solar water heater, adding both charm and energy efficiency. Located less than three blocks from the Highway, this home offers the rare balance of peaceful living with quick and easy access to town, shops, and local amenities. The property is a gardener’s dream, complete with the framework of a high-tunnel greenhouse, a chicken coop, and a potential garden area ready for your vision. The land has a variety of native and edible plants, including starfruit, macadamia nut, mango, and more. Whether you're dreaming of starting a homestead, creating a multigenerational haven, or simply enjoying the natural beauty of the big island, this home offers the space, features, and location to bring your vision to life. The information herein may contain inaccuracies and is provided without warranty or guaranty of any kind. Agents and Buyers must independently verify any info they deem material or important to their purchase or any offered price thereunder.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

2/10
Naalehu Elementary SchoolGrades PK-612.3 mi
1/10
Ke Kula O EhunuikaimalinoGrades PK-1230.7 mi

Construction

Condition

  • Year built: 1995

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Laminate

Interior Area

  • Total structure area: 1,954
  • Total interior livable area: 1,954 sqft

Property

Details

  • Parcel number: 3921010670000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$235$2,820
Property Taxes $208$2,496
Electricity $629$7,550
Total$3,347$40,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,754/yr
40% on housing$100,410/yr
45% on housing$89,253/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 96704$353
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96704$384
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-20Price change$450,000
2025-11-22Price change$455,000
2025-10-29Listed for sale$475,000
2020-12-23Sold$345,500
2020-10-20Pending sale$349,000
2020-09-14Listed for sale$349,000

For Sale by Agent

AgentJosie Coleman
BrokerageeXp Realty

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