25 Bear Hill Rd, Gardner, MA, 01440
About This Home
CASH or REHAB LOANS ONLY - Selling AS IS - 25 Bear Hill RD offers a solid opportunity for buyers ready to renovate and build equity. This 3 Bedroom, 1.5 Bath home is ideal for investors, contractors, or owner-occupants. The home features a functional layout with defined living spaces with a mix of cozy and generous room sizes. With vision and improvements this property has the potential to be transformed into a comfortable primary residence or investment. Conveniently located, this is a chance to bring new life to a home with upside potential in a desirable area.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cape
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Partially Finished
Bathroom1
- Features: Bathroom - Half
- Level: First
Bathroom2
- Features: Bathroom - Full, Bathroom - With Tub
- Level: Second
Bedroom2
- Level: Second
- Area: 342
Bedroom3
- Level: Second
- Area: 192
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Area: 108
Family Room
- Features: Pocket Door
- Level: First
- Area: 285
Features
- Window features: Insulated Windows
- Flooring: Vinyl,Particle Board,Other
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 149
- Finished area above ground: 1,637
Heating & Cooling
- Heating features: Baseboard,Oil
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,786
- Total interior livable area: 1,786 sqft
Kitchen
- Level: First
- Area: 99
Living Room
- Level: First
- Area: 192
Master Bedroom
- Level: Second
- Area: 270
Property
Accessibility
- Accessibility features: No
Details
- Parcel number: 3533644
- Zoning: R
Features
- Patio & porch: Covered
- Exterior features: Covered Patio/Deck,Storage
Lot
- Lot size: 0.32 Acres
Parking
- Total spaces: 4
- Parking features: Paved Drive,Off Street,Paved
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,719 | $20,628 |
| Home Insurance * | $146 | $1,752 |
| Property Taxes | $402 | $4,824 |
| Electricity | $354 | $4,259 |
| Total | $2,621 | $31,452 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-13 | Listed for sale | $340,000 |
| 2012-10-09 | Sold | $167,900 |
| 2012-05-16 | Price change | $167,900 |
| 2012-05-03 | Listed for sale | $172,900 |
| 2008-11-21 | Sold | $209,900 |
| 2008-05-29 | Listing removed | $249,900 |
| 2008-05-29 | Price change | $249,900 |
| 2008-03-14 | Listed for sale | $259,900 |
| 1999-03-26 | Sold | $129,900 |
| 1990-11-01 | Sold | $119,900 |
View on Zillow