50 Ash St, Gardner, MA, 01440
About This Home
Fantastic opportunity to own this awesome well-located two-family property in the heart of Gardner! Whether you're an investor looking to expand your portfolio or an owner-occupant seeking rental income, this versatile property offers exceptional potential. Featuring amazing owners 3 bedroom 2 full bath and 1 half bath with a combined both units 4 bedrooms and 3.5 bathrooms. This classic New England home sits on a generous 0.26-acre lot with a huge newly painted deck and offers 8 car off-street parking, 2 Car garage & workshop and a convenient location close to downtown Gardner, shopping, restaurants, schools, parks, and major commuter routes. Whether you're looking to generate rental income, live in one unit while offsetting your mortgage with the other, or add a solid multifamily asset to your investment portfolio, this awesome property is one you won't want to miss. Over sized 2 car garage and workshop. 8 car off street parking. All Furniture & Items in home negotiable! Come and see for yourself!
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1880
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Living Room,Kitchen,Laundry Room,Sunroom
- Door features: Insulated Doors,Storm Door(s)
- Window features: Insulated Windows
- Flooring: Wood,Tile,Laminate
- Finished area above ground: 2,250
Interior Area
- Total structure area: 2,250
- Total interior livable area: 2,250 sqft
Property
Details
- Parcel number: M:0M27 B:0023 L:0054,3535041
- Zoning: R1
Features
- Patio & porch: Porch,Deck
Lot
- Lot size: 0.26 Acres
Parking
- Total spaces: 10
- Parking features: Paved Drive,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 8
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $172 | $2,064 |
| Property Taxes | $471 | $5,652 |
| Electricity | $443 | $5,324 |
| Total | $3,103 | $37,236 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Pending sale | $399,000 |
| 2026-07-29 | Listed for sale | $399,000 |
View on Zillow