40 Moran St, Gardner, MA, 01440
About This Home
Come see this 2 bed 1 bath home today! This home has many recent updates including a new boiler, new oil tank, updated plumbing, updated electrical, refinished wood floors, fresh paint and a remodeled full bathroom. The 1st-floor features an open kitchen/dining area, a large living room and a full bathroom. Upstairs you'll find the 2 spacious bedrooms. The full basement provides a laundry area as well as plenty of storage space. The enclosed, 3-season porch is a great place to sit and relax. Outside you'll find ample parking and a 1-car garage. Come see this home today!
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Stone
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range Hood
- Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full
Bathroom1
- Level: First
Bedroom2
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
Features
- Finished area above ground: 1,453
Heating & Cooling
- Heating features: Baseboard,Oil
- Cooling features: None
Interior Area
- Total structure area: 1,453
- Total interior livable area: 1,453 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bathroom
- Features: No
Master Bedroom
- Level: Second
Property
Accessibility
- Accessibility features: No
Details
- Parcel number: M:M22 B:14 L:34,3535461
- Zoning: R
Features
- Patio & porch: Porch - Enclosed
- Exterior features: Porch - Enclosed
Lot
- Lot size: 4,300 sqft
- Features: Cleared
Parking
- Total spaces: 3
- Parking features: Detached,Off Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,238 | $14,856 |
| Home Insurance * | $105 | $1,260 |
| Property Taxes | $289 | $3,468 |
| Electricity | $354 | $4,259 |
| Total | $1,986 | $23,832 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-25 | Listed for sale | $259,900 |
| 2026-03-20 | Listing removed | -- |
| 2026-02-05 | Listed for sale | -- |
| 2026-01-28 | Listing removed | $1,780 |
| 2025-12-14 | Listed for rent | $1,780 |
| 2025-11-12 | Listing removed | $1,800 |
| 2025-10-30 | Price change | $1,800 |
| 2025-10-02 | Price change | $1,950 |
| 2025-08-03 | Listed for rent | $2,100 |
| 2024-04-17 | Listing removed | -- |
| 2024-01-04 | Listed for rent | $2,000 |
| 2023-10-25 | Listing removed | -- |
| 2023-10-04 | Listed for rent | $2,500 |
| 2022-06-14 | Sold | $123,211 |
| 2019-09-19 | Sold | $70,916 |
| 2019-08-05 | Price change | $105,646 |
| 2019-08-03 | Price change | $105,795 |
| 2019-07-24 | Price change | $105,917 |
| 2019-07-23 | Price change | $105,914 |
| 2019-07-21 | Price change | $106,042 |
| 2019-07-20 | Price change | $106,034 |
| 2019-07-16 | Listed for sale | -- |
| 1998-10-23 | Sold | $59,900 |
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