See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

15 Wright St, Gardner, MA, 01440

4beds
3baths
1,852sqft
$349,999
$189price/sqft
$2,698/moest. monthly cost
$107,920/yrincome needed

About This Home

Versatile, well-maintained, and full of potential! This charming home offers a flexible in-law setup, making it ideal for multi-generational living, extended family, or the extra space you've been looking for. Recent updates include a new 200-amp electrical service and a newer furnace, providing peace of mind from day one. Spacious rooms, abundant natural light, and a functional layout create a home that's comfortable now with plenty of opportunity to add your own style over time. Conveniently located near downtown Gardner, shopping, restaurants, schools, parks, and commuter routes, this property is ready for its next chapter. Whether you're searching for a place to grow or an investment with flexibility, this one is worth a look.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

2/10
Gardner Middle SchoolGrades 5-71.5 mi
4/10
Gardner High SchoolGrades 8-121.2 mi
2/10
Gardner Elementary SchoolGrades PK-41.5 mi

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Stone,Brick/Mortar
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access,Interior Entry,Concrete

Bathroom1

  • Level: First
  • Area: 120

Bathroom2

  • Level: Second
  • Area: 24

Bathroom3

  • Level: Basement
  • Area: 48

Bedroom2

  • Level: Second
  • Area: 130

Bedroom3

  • Level: Second
  • Area: 90

Bedroom4

  • Level: First
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 150

Features

  • In-Law Floorplan
  • Flooring: Wood,Tile
  • Finished area below ground: 700
  • Finished area above ground: 1,852

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,852
  • Total interior livable area: 1,852 sqft

Kitchen

  • Level: First
  • Area: 180

Living Room

  • Level: First
  • Area: 195

Master Bathroom

  • Features: Yes

Master Bedroom

  • Level: Second
  • Area: 195

Property

Details

  • Parcel number: M:0M22 B:0020 L:0049,3536120
  • Zoning: R1
  • Exclusions: All Sellers Personal Property. Washer & Dryer. Stove In Main House. Basement Refrigerator.

Features

  • Patio & porch: Porch
  • Exterior features: Porch,Fenced Yard
  • Fencing: Fenced

Lot

  • Lot size: 4,953 sqft
  • Features: Gentle Sloping

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$150$1,800
Property Taxes $414$4,968
Electricity $365$4,382
Total$2,698$32,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,502/yr
40% on housing$80,940/yr
45% on housing$71,946/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 01440$552
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01440$248
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$349,900
2026-07-17Listed for sale$349,999
2024-12-03Sold$325,000
2024-11-01Contingent$324,900
2024-10-21Listed for sale$324,900
2016-08-05Sold$180,000
2009-01-13Sold$63,000
2008-09-18Price change$80,900
2008-08-26Price change$83,900
2008-07-29Price change$88,900
2008-07-08Price change$93,900
2008-06-19Price change$98,900
2008-05-28Listed for sale$112,900
2008-03-06Sold$146,420
2005-11-30Sold$158,500

For Sale by Agent

AgentJennifer Rawson
BrokerageStartPoint Realty

Similar Homes