49 Baker St, Gardner, MA, 01440
About This Home
Tired of renting? Great news 49 Baker Street just had a $10K price reduction and might be just what you’re looking for! This is a five room, two bedroom bungalow–perfect for building equity instead of paying your landlord. Vinyl siding, windows and privacy fence. Newer roof, recent flooring in bedrooms and three new windows. Conveniently located less than 1 mile from route 2, it also provides easy access to groceries, pharmacy, banking, even the candy store and dog park! 2022 solar installation provides for reasonable electric bills, with flexibility to heat with electric strip baseboard or oil. Buyer to assume solar contract.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Range,Refrigerator
- Laundry features: Electric Dryer Hookup,Washer Hookup,First Floor
Bathroom1
- Features: Bathroom - Full, Bathroom - With Shower Stall, Flooring - Vinyl
- Level: First
Bedroom2
- Features: Ceiling Fan(s), Flooring - Vinyl
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: Closet, Flooring - Vinyl
- Level: First
Features
- Door features: Insulated Doors
- Window features: Insulated Windows
- Flooring: Vinyl,Laminate
- Finished area above ground: 668
Heating & Cooling
- Heating features: Electric Baseboard
- Cooling features: None
Interior Area
- Total structure area: 668
- Total interior livable area: 668 sqft
Kitchen
- Features: Flooring - Vinyl, Recessed Lighting
- Level: First
Living Room
- Features: Flooring - Laminate, Exterior Access
- Level: First
Master Bathroom
- Features: No
Master Bedroom
- Features: Ceiling Fan(s), Flooring - Vinyl
- Level: Second
Property
Accessibility
- Accessibility features: No
Details
- Parcel number: M:0M22 B:0014 L:0013,3536209
- Zoning: R1
Features
- Exterior features: Fenced Yard
- Fencing: Fenced
- Frontage length: 40.00
Lot
- Lot size: 2,002 sqft
- Features: Easements,Level
Parking
- Total spaces: 1
- Parking features: Off Street,Paved
- Has uncovered spaces: Yes
- Uncovered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,339 | $16,068 |
| Home Insurance * | $114 | $1,368 |
| Property Taxes | $313 | $3,756 |
| Electricity | $354 | $4,259 |
| Total | $2,120 | $25,440 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $255,000 |
| 2026-07-23 | Listed for sale | $265,000 |
| 2021-07-19 | Sold | $130,000 |
| 2015-03-09 | Sold | $44,900 |
| 2015-01-06 | Price change | $44,900 |
| 2014-11-13 | Price change | $49,900 |
| 2014-10-14 | Listed for sale | $55,000 |
| 2008-11-26 | Sold | $22,340 |
| 2008-05-23 | Sold | $74,000 |
| 2008-04-27 | Listed for sale | $77,000 |
| 2005-08-26 | Sold | $110,000 |
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